Comparison

Moondane vs Spendex

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moondane

Features
Read full description

Moondane is a simple, private expense tracker. Log what you spend in seconds and see where your money goes. No bank login. No account. Your expenses stay on your device and in your own iCloud. YOUR OVERVIEW One screen shows your latest transactions, what you spent this month, what is left, your budgets and the renewals coming up. QUICK TO LOG Amount, date, category, done. No setup and no ads. SIRI AND SHORTCUTS Say "Log an expense in Moondane" and Siri saves it without opening the app. Siri asks for the amount and the category, then shows you the expense. You can undo it. Every Siri action is also a Shortcuts action. Put Log Expense on your Lock Screen, on the Action button or in a shortcut of your own. Quick Log reads one sentence, so "12 on groceries yesterday" is a whole expense. With Apple Intelligence, your device reads the sentence itself. KNOW YOUR PACE Spent this month shows where the month is heading. Your typical month, based on your own history, shows what normal looks like for you. Charts show your cash flow, your monthly totals and how each category compares with a typical month. BUDGETS Set a budget for any category, for a month, a quarter or a year. Moondane tells you when you are heading over. SUBSCRIPTIONS See your recurring payments and the renewals coming up. With Premium, see what you pay each month, a calendar of renewals and the cost by category, and spot the services you stopped using. TAGS Tag expenses across categories to answer questions like "How much did that trip really cost?" WIDGETS Keep what is left this month, your month pace, the week, upcoming renewals and a budget on your Home Screen and Lock Screen. Add an expense from Control Center. iPHONE DUO AND iPAD On iPhone Duo, your cards spread out across the large display. On iPad, they fill the window at any size. PRIVATE BY DESIGN Your data stays on your device and syncs through your own iCloud account. It does not count against your iCloud storage. No servers, no logins, no tracking, nothing to sell. Moondane works fully offline. YOUR DATA STAYS YOURS Import from CSV and export at any time, in a format you can open anywhere. Moondane is free to use. Premium adds budgets, tags, subscription insights and the Upcoming widget. Learn more: https://moondane.app Terms of Use: https://moondane.app/terms-of-service Privacy Policy: https://moondane.app/privacy-policy

About

Spendex

Features
Read full description

Spendex is a powerful, privacy-first personal finance app designed to help you master your money with professional-grade tools and AI-driven insights. SMART BUDGET TRACKING • Set monthly budgets by category and track spending in real time • Get smart notifications when you're approaching your budget limits • Visual progress indicators show exactly where your money goes AI FINANCIAL ASSISTANT • Get personalized AI-powered financial insights based on your data • Chat with your personal AI advisor about spending habits and goals • Export AI analysis reports as professional PDF documents MULTIPLE ACCOUNTS • Manage checking, savings, credit cards, cash, and investment accounts • Track balances across all your accounts in one dashboard • Multi-currency support for international transactions POWERFUL ANALYTICS • Interactive charts and spending heatmaps on a calendar view • Monthly trend analysis with income vs. expense breakdowns • Category-level insights to understand your spending patterns RECURRING PAYMENTS • Never miss a bill — track subscriptions and recurring expenses • Smart reminders for upcoming due dates • Timeline view of all scheduled payments RECEIPT SCANNING • Scan receipts with your camera to auto-fill transactions • Save time on manual data entry PRIVACY & SECURITY • All data stored locally on your device — your finances stay private • Face ID and biometric authentication • Privacy Shield mode to blur sensitive data instantly EXPORT & BACKUP • Export transactions as CSV or detailed PDF reports • Advanced filters by date range and category • Manual backup and restore to keep your data safe BEAUTIFUL DESIGN • Clean, modern interface with light and dark mode support • Available in English, Turkish, German, French, Italian, and Arabic PREMIUM FEATURES • Unlimited accounts and full analytics history • AI Financial Assistant and Smart Insights • Advanced CSV/PDF export with custom filters • Receipt scanning and custom categories Download Spendex today and take the first step toward financial clarity.

Screenshots

Moondane4 screens
Spendex4 screens

Verdict

The call

The clearest difference is update cadence: Spendex at daily against Moondane's every 11 days. Spendex also leads on iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Moondane sells 4 in-app purchases, starting at $2.99 per month and Spendex sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Moondane ships an update every 11 days, Spendex daily. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Moondane versus Spendex: the parameters behind the verdict, then further details
ParameterMoondaneSpendex
PriceFreeFree
Update frequencyEvery 11 daysDaily — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.017.0 — better
Further details — not scored
Size30 MB18 MB
Age rating+44+
DeveloperAlex PopaILKER CELEBI

In-app purchases

4 purchases

Moondane

Subscriptions2
  • Monthly Premium$2.991 Month
  • Yearly Premium7 Days trial$19.991 Year
One-time2
  • Lifetime Plus$29.99
  • Lifetime Plus$49.49
3 purchases

Spendex

Subscriptions2
  • Spendex Monthly$3.991 Month
  • Spendex Yearly$29.991 Year
One-time1
  • Spendex Lifetime$79.99

Questions

Is Moondane free?
Moondane is free to download, with in-app purchases available.
Is Spendex free?
Spendex is free to download, with in-app purchases available.
Do Moondane or Spendex have ads?
Neither Moondane nor Spendex shows ads.
Which is updated more often, Moondane or Spendex?
Moondane ships an update every 11 days, and Spendex daily. Most recently, Moondane was updated on October 30, 2026 and Spendex on October 31, 2026.

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