Tiplio vs FIN

Tiplio makes splitting bills and calculating tips effortless. No more awkward math at the table — simply enter your bill, choose a tip, and see exactly what each person owes.

FIN helps you settle group travel expenses in minutes. Know exactly who pays whom, even when multiple currencies are involved. Add payments, choose who paid and who joined, and FIN will calculate who should pay whom. It helps reduce the number of transfers and makes it easier to share the result with your group. Mixed currencies are supported by setting exchange rates for each trip. You can also choose the base currency for each trip, such as JPY, USD, EUR, or THB. Amounts are converted and organized clearly, so post-trip settlement is easier to understand. Main features: ・Split expenses among selected members ・Choose who paid and who joined each payment ・Choose a base currency for each trip ・Use multiple currencies with custom rates ・Set fixed amounts when someone pays more ・Calculate who should pay whom ・Copy and share the settlement result ・Save members and reuse them more easily with FIN Plus FIN is designed to stay simple. No login is required, and your data is stored on your device.