SpendeePlus vs Prism
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
SpendeePlus
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Know exactly where your money goes ā no spreadsheets, no bank logins. Add an expense in seconds, set a budget for any category, and watch your savings goal fill up. Your data stays on your iPhone. TRACK WHAT YOU SPEND ⢠Income and expenses in seconds, with categories you can rename, recolor and give your own icon ⢠Multiple wallets: cash, cards, savings, each in its own currency ⢠Transfers between wallets, converted at today's rate and kept out of your spending totals ⢠Search, filters and a running balance for any period BUDGETS AND GOALS ⢠Weekly, monthly or custom budgets per category, in the currency you choose ⢠Alerts before you cross the line, not after ⢠Savings goals with a target date and progress you can see ⢠A daily allowance that tells you what is left to spend today UNDERSTAND YOUR MONEY ⢠Charts by category, income against expenses, and a daily breakdown ⢠Month-over-month comparisons and cash-flow summaries ⢠Insights that point at what changed and why, and CSV export of any period ⢠A daily streak that makes tracking a habit PRO ⢠Unlimited wallets and budgets ⢠Recurring payments created for you, with reminders ⢠PDF reports of any period ⢠iCloud sync across your iPhones and iPads PREMIUM ⢠Everything in Pro, plus AI insights: spending patterns, quiet leaks, and advice written for your numbers PRIVATE BY DESIGN ⢠Your data lives on your device, and in your own iCloud when sync is on ā no analytics, no tracking, no ads ⢠Face ID or Touch ID lock, with a privacy cover in the app switcher ⢠Export or delete everything at any time Available in 22 languages, with local currency and date formats. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Payment is charged to your Apple Account. Manage or cancel in Settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Prism
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You are paying for more subscriptions than you remember. Prism puts every recurring charge on one screen ā streaming, gym, cloud, apps ā and warns you the day before each renewal, while there is still time to cancel. No account. No login. No bank connection. Your subscription data never leaves your iPhone. START IN 30 SECONDS ⢠Tick the services you already pay for and Prism builds your dashboard instantly ⢠Add any charge that repeats: streaming, gym, insurance, cloud storage, work tools ⢠Pick a color and an icon to recognize each one at a glance ⢠Group by category and see where the money goes SEE THE NUMBER THAT MATTERS ⢠Your real monthly total, combining monthly, yearly and weekly plans ⢠A category chart that surfaces the spending you never noticed ⢠Track how your recurring costs change over time ⢠Multi-currency: USD, EUR and BRL with automatic conversion NEVER GET CAUGHT BY A RENEWAL ⢠A notification one day before every renewal ā free trials included ⢠Home Screen widget showing the next charge and how many days are left ⢠Cancel while you still can REAL PRIVACY Your subscriptions are stored on your own iPhone. No email, no sign-up, no bank access. PRISM PRO Prism is free for your first subscriptions. Prism Pro removes the ads and unlocks unlimited subscriptions and detailed statistics, with a 7-day free trial. The Prism Pro subscription renews automatically at the end of each period unless cancelled at least 24 hours before renewal. Payment is charged to your Apple account at purchase confirmation. Manage or cancel in Settings > Apple ID > Subscriptions. Download Prism and find out what your subscriptions really cost. Terms of Use (EULA): https://prism-website-three.vercel.app/termos.html Privacy Policy: https://prism-website-three.vercel.app/privacidade.html
Screenshots
Verdict
The clearest difference is in-app purchases: Prism at none against SpendeePlus's 5. Prism also leads on update cadence (monthly vs every 12 months). SpendeePlus's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. SpendeePlus sells 5 in-app purchases, starting at $1.99 per month. Prism asks for nothing beyond the download.
SpendeePlus ships an update every 12 months, Prism monthly. The most recent releases landed on October 9, 2026 and October 4, 2026 respectively.
| Parameter | SpendeePlus | Prism |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 12 months | Monthly ā better |
| Ads | No ā better | Yes |
| In-app purchases | Yes | No ā better |
| Devices | iPhone | iPhone, iPad ā better |
| Requires iOS | 18.0 | 17.0 ā better |
| Further details ā not scored | ||
| Size | 9 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Iaroslav Sarchuk | Matheus Alvares |
In-app purchases
SpendeePlus
- Pro Monthly$1.991 Month
- Premium Monthly$2.991 Month
- Pro Yearly$17.991 Year
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- Premium Yearly$24.991 Year
- Lifetime Access$89.99
Prism
No in-app purchases
Questions
Is SpendeePlus free?
Is Prism free?
Do SpendeePlus or Prism have ads?
Which is updated more often, SpendeePlus or Prism?
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