SpendeePlus vs Wealthify

Know exactly where your money goes — no spreadsheets, no bank logins. Add an expense in seconds, set a budget for any category, and watch your savings goal fill up. Your data stays on your iPhone. TRACK WHAT YOU SPEND • Income and expenses in seconds, with categories you can rename, recolor and give your own icon • Multiple wallets: cash, cards, savings, each in its own currency • Transfers between wallets, converted at today's rate and kept out of your spending totals • Search, filters and a running balance for any period BUDGETS AND GOALS • Weekly, monthly or custom budgets per category, in the currency you choose • Alerts before you cross the line, not after • Savings goals with a target date and progress you can see • A daily allowance that tells you what is left to spend today UNDERSTAND YOUR MONEY • Charts by category, income against expenses, and a daily breakdown • Month-over-month comparisons and cash-flow summaries • Insights that point at what changed and why, and CSV export of any period • A daily streak that makes tracking a habit PRO • Unlimited wallets and budgets • Recurring payments created for you, with reminders • PDF reports of any period • iCloud sync across your iPhones and iPads PREMIUM • Everything in Pro, plus AI insights: spending patterns, quiet leaks, and advice written for your numbers PRIVATE BY DESIGN • Your data lives on your device, and in your own iCloud when sync is on — no analytics, no tracking, no ads • Face ID or Touch ID lock, with a privacy cover in the app switcher • Export or delete everything at any time Available in 22 languages, with local currency and date formats. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Payment is charged to your Apple Account. Manage or cancel in Settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Know where your money is going. Know where your wealth is headed. Wealthify combines net-worth tracking with AI-powered spending analysis in one place. Record snapshots of your assets and liabilities, log transactions in plain language, and get the full picture of your financial life. NET WORTH TRACKING Record dated balance-sheet snapshots, user our predefined categories for assets (cash, savings, investments, real estate, pension) and liabilities (credit cards, loans, mortgages) or create your own categories. Wealthify computes your net worth, draws your trajectory on a chart, and estimates your position on days without a snapshot, using your income and spending data to fill the gaps. AI TRANSACTION INPUT Type what you spent in plain language. "Coffee 3.50, gym 49 a month, salary 4000." The app parses the sentence, picks the category, converts the currency, and logs the entry. No forms. No dropdowns. No friction. VOICE INPUT Tap the microphone and say your transactions out loud. Wealthify transcribes and categorizes them automatically. AI FINANCIAL SUMMARIES App provides a written summary for any period: daily, weekly, monthly, quarterly, half-yearly, or yearly. The AI identifies your top spending categories, flags unusual patterns, compares periods, and explains your income-expense balance in plain language, in your language. YOUR DATA STAYS YOURS AI processing is optional and starts only when you explicitly request it, after your consent. No advertising networks. No data brokers. No selling of your spending habits. BUILT FOR THE WORLD 150+ currencies with automatic conversion. With AI summaries generated in your chosen language. Configurable number formats, date formats, and display currency. BIOMETRIC APP LOCK Face ID and Touch ID keep the app locked when not in use. FREE FEATURES Net-worth tracking, manual transaction entry, spending charts, and category management. PREMIUM SUBSCRIPTION Unlock AI transaction parsing, AI financial summaries, and voice input. Monthly and yearly plans available. Download Wealthify. Start seeing where your money actually goes.