SpendeePlus vs Latte Factor

Know exactly where your money goes — no spreadsheets, no bank logins. Add an expense in seconds, set a budget for any category, and watch your savings goal fill up. Your data stays on your iPhone. TRACK WHAT YOU SPEND • Income and expenses in seconds, with categories you can rename, recolor and give your own icon • Multiple wallets: cash, cards, savings, each in its own currency • Transfers between wallets, converted at today's rate and kept out of your spending totals • Search, filters and a running balance for any period BUDGETS AND GOALS • Weekly, monthly or custom budgets per category, in the currency you choose • Alerts before you cross the line, not after • Savings goals with a target date and progress you can see • A daily allowance that tells you what is left to spend today UNDERSTAND YOUR MONEY • Charts by category, income against expenses, and a daily breakdown • Month-over-month comparisons and cash-flow summaries • Insights that point at what changed and why, and CSV export of any period • A daily streak that makes tracking a habit PRO • Unlimited wallets and budgets • Recurring payments created for you, with reminders • PDF reports of any period • iCloud sync across your iPhones and iPads PREMIUM • Everything in Pro, plus AI insights: spending patterns, quiet leaks, and advice written for your numbers PRIVATE BY DESIGN • Your data lives on your device, and in your own iCloud when sync is on — no analytics, no tracking, no ads • Face ID or Touch ID lock, with a privacy cover in the app switcher • Export or delete everything at any time Available in 22 languages, with local currency and date formats. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Payment is charged to your Apple Account. Manage or cancel in Settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Save More Money by Understanding Your Daily Spending Latte Factor helps you discover how small everyday expenses can have a huge impact on your long-term finances. Whether it's coffee, snacks, subscriptions, dining out, or any daily habit, Latte Factor instantly shows how much money you're spending each month, year, and over time. Instead of complicated budgeting tools, Latte Factor focuses on one simple question: "What if I saved this money instead?" FEATURES • Calculate the real cost of everyday spending • See monthly and yearly savings projections • Visualize long-term financial impact • Track multiple spending habits • Set personal savings goals • Simple and easy-to-use interface • No bank account connection required • Fast, private, and secure WHY USE LATTE FACTOR? Many people underestimate how much small purchases add up over time. A few dollars per day may not seem significant, but over months and years, those expenses can become thousands of dollars. Latte Factor helps you build awareness, make smarter financial decisions, and stay motivated toward your savings goals. PERFECT FOR • Students • Young professionals • Families • Budget-conscious users • Anyone working toward financial freedom Start building better money habits today and see how small changes can create big results. Privacy Policy URL: https://xubisoft.github.io/latte-factor-privacy