Comparison

Dapay vs Shwary

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dapay

Features
Read full description

DaPay is a digital payment platform for sending money, paying bills, and managing your finances from your phone. Send & Receive Money • Transfer money to other Dapay wallets instantly • Send to mobile money accounts and bank accounts • Pay merchants using QR codes • Save frequent recipients for faster transactions Pay Bills • Pay utility bills including electricity • Buy airtime and data bundles for yourself or others • Use paybill numbers for business payments • View transaction history for all payments Multi-Currency Support • Create wallets in different currencies • Exchange currencies at current market rates • Track balances across all your wallets Security • Secure transactions with PIN or biometric authentication • Identity verification for account protection • Transaction receipts with QR codes for verification • Real-time notifications for all activities Additional Features • Transaction analytics to track your spending • Multiple language support (English, French, Lingala, Swahili) Requirements • Valid phone number for registration • Government-issued ID for account verification • Internet connection for most features DaPay helps you manage digital payments with the features you need and security you can trust.

About

Shwary

This platform simplifies payments for various needs, including utility bills and money transfers to friends and family. It offers a fast, safe, and reliable way to manage your transactions.

Highlights
  • Fast payments
  • Safe transactions
  • Convenient bill payments
  • Send money to friends and family
  • Buy electricity
Features
Read full description

Shwary is your all-in-one platform for fast, safe, and convenient payments. Whether you need to buy electricity, pay bills, or send money to friends and family, Shwary makes it simple and reliable.

Screenshots

Dapay4 screens
Shwary4 screens

Verdict

The call

The clearest difference is update cadence: Shwary at every 8 days against Dapay's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Dapay ships an update every 3 weeks, Shwary every 8 days. The most recent releases landed on October 14, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
Dapay versus Shwary: the parameters behind the verdict, then further details
ParameterDapayShwary
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 3 weeksEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPod — betteriPhone
Requires iOS15.5 — better16.4
Further details — not scored
Size94 MB72 MB
Age rating4+17+
DeveloperDADANADA B.VShwary

In-app purchases

None

Dapay

No in-app purchases

None

Shwary

No in-app purchases

Questions

Is Dapay free?
Dapay is free to download, with no in-app purchases.
Is Shwary free?
Shwary is free to download, with no in-app purchases.
Do Dapay or Shwary have ads?
Neither Dapay nor Shwary shows ads.
Which is updated more often, Dapay or Shwary?
Dapay ships an update every 3 weeks, and Shwary every 8 days. Most recently, Dapay was updated on October 14, 2026 and Shwary on October 25, 2026.

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