Split Bill & Costs vs CoFinance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split Bill & Costs
This app provides transparent expense tracking, showing you exactly how bills are split and debts are calculated. It offers features for both short-term trips and ongoing shared living expenses, with receipt scanning and detailed spending insights.
- Transparent balance calculations
- Receipt scanning for expense splitting
- Trip and group expense tracking
- Multi-currency support with live rates
- Interactive spending charts
- Group spending trend dashboard
- Import from Splitwise
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Your expense app tells you that you owe $47. But do you know why? PaySoon shows you. Tap any balance and see the full breakdown — who paid what, who shared what, and exactly how the numbers add up. No black boxes. No blind trust. Just clear, transparent math. Whether you're splitting a holiday with friends or sharing rent with flatmates, money between people shouldn't require a spreadsheet to verify. YOUR FIRST 2 TRIPS OR GROUPS ARE FREE Create a Trip for your next vacation and a Group for ongoing shared living costs — rent, utilities, household, couples spending. Full access in both: expenses, settlements, multi-currency, insights, everything. Go Premium for unlimited. TRIPS & GROUPS — ONE APP FOR BOTH • Trip — short, time-bounded, settle at the end. Perfect for holidays, weekend getaways, group adventures. • Group — ongoing, no end date, recurring expenses. Perfect for flatmates, couples, family households, monthly subscriptions split with friends. Trips track by date. Groups track by month with built-in trend analytics. Both settle up beautifully. SCAN THE RECEIPT, SPLIT IT EXACTLY — NEW Snap a paper receipt or an Apple Wallet payment. PaySoon reads the amount, currency, and date — then tick who had each item and see exactly how the bill divides, tax split in proportion, down to the cent. All on your phone: photos are never stored or uploaded. SEE EXACTLY HOW EVERY BALANCE IS CALCULATED 8 people, 20 expenses, dozens of IOUs? PaySoon's smart algorithm simplifies complex debts into the fewest transfers possible. Tap any balance to see the full calculation — who paid what, who shared what, and how it all adds up. No other splitting app shows you this. SEE WHERE YOUR MONEY ACTUALLY WENT Interactive spending charts by category and currency, for both trips and groups. Group Trend dashboard tracks your monthly spending patterns over time — see your household or couple's rhythm at a glance. Drill into details, filter by participant, save as a photo, share to Instagram or WhatsApp. 150+ CURRENCIES, LIVE RATES Traveling abroad or splitting bills across borders? Add expenses in any currency with real-time exchange rates. Every transaction records the exact rate for full transparency. MORE THAN SPLITWISE OR TRICOUNT PaySoon does what other expense apps don't: - Full calculation transparency — see exactly how every balance was calculated - Free on-device receipt scanning — photos never uploaded - Trips AND groups in one app — travel money and shared-living money, both tracked - Group Trend dashboard — month-by-month spending insights for ongoing groups - Spending insights with interactive charts — see where your money actually goes - Built-in calculator — no switching apps to do math - Import from Splitwise in minutes — switch without losing your history - Custom categories — not just preset labels - Settle in a different currency than the trip or group's base MORE FEATURES YOU'LL LOVE - Add expenses in 3 taps with smart defaults - Activity logs — see who added or changed what - Share a code — friends or flatmates join instantly - Settle up in any currency - Multiple payers and custom split amounts - Monthly expense navigation for groups - Beautiful minimalistic design PREMIUM Your first 2 trips or groups are free with full access to every feature. Upgrade to Premium for unlimited trips and groups — monthly, yearly, or pay once with Lifetime. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions in your Apple ID account settings. PaySoon — your transparent expense tracker, for trips and groups. Privacy Policy: https://paysoon.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
CoFinance
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CoFinance es tu app de finanzas personales diseñada para ayudarte a organizar tu dinero de forma simple y visual. Lleva el control de tus ingresos, gastos y transferencias en un solo lugar. Organiza tus cuentas bancarias, tarjetas de crédito e inversiones con categorías personalizadas. Características principales: • Múltiples cuentas y tarjetas de crédito • Seguimiento de transacciones y transferencias • Control de suscripciones y pagos recurrentes • Presupuestos y metas de ahorro • Análisis de gastos por categorías • Funciona sin conexión a internet CoFinance Pro: • Cuentas, tarjetas y suscripciones ilimitadas • Presupuestos y ahorros ilimitados • Sincronización iCloud entre dispositivos • Suscripción mensual, anual o compra de por vida Tus datos son tuyos. CoFinance almacena toda tu información de forma local y privada en tu dispositivo. Terms of Use (EULA): https://diegodiazvazquez99-ai.github.io/CoFinance-site/terms.html Privacy Policy: https://diegodiazvazquez99-ai.github.io/CoFinance-site/privacy.html
Screenshots
Verdict
The clearest difference is iOS requirement: Split Bill & Costs at 18.5 against CoFinance's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Split Bill & Costs sells 3 in-app purchases, starting at $3.99 per month and CoFinance sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Split Bill & Costs ships an update every 5 days, CoFinance every 9 days. The most recent releases landed on November 5, 2026 and October 28, 2026 respectively.
| Parameter | Split Bill & Costs | CoFinance |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 5 days — better | Every 9 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone |
| Requires iOS | 18.5 — better | 26.0 |
| Further details — not scored | ||
| Size | 14 MB | 27 MB |
| Age rating | 12+ | 17+ |
| Developer | Rong Wei Soon | DIEGO DIAZ VAZQUEZ |
In-app purchases
Split Bill & Costs
- Unlimited Trips & Groups$3.991 Month
- Unlimited Trips & Groups$34.991 Year
- All and unlimited features forever!$79.99
CoFinance
- CoFinance Pro Subscription$2.991 Month
- CoFinance Pro Subscription$29.991 Year
- CoFinance Pro Lifetime$49.99









