Comparison

SubscriptionTracker vs Kept

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SubscriptionTracker

Features
Read full description

Submarine - Manage Your Subscriptions Effortlessly! Take control of your recurring payments with Submarine, built from the ground up for iOS 26 Liquid Design. Designed to be fast, secure, and intuitive, Submarine helps you track, organize, and stay on top of all your subscriptions - all in one place. Features: Unlimited Subscriptions – Add as many subscriptions as you need (Pro) Automatic Tracking – Keep tabs on billing dates and amounts at a glance. Clean & Modern Design – Optimized for iOS 26 Liquid Glass Enhanced Privacy – Your data stays on your device, fully encrypted. Visualise upcoming payments – Check upcoming subscriptions effortlessly. Flexible Sorting & Filtering – Organize subscriptions by date, cost, or name. Whether it’s streaming services, cloud storage, fitness apps, or any recurring payment, Submarine keeps you in control. Simple, fast, and beautifully designed - managing subscriptions has never been this easy. Privacy First: Submarine never shares your data. All your subscription info stays secure on your device. Download Submarine today and take the stress out of managing your subscriptions!

About

Kept

A private and simple way to track your money without needing bank logins or an account. Log expenses quickly, create helpful budgets, and visualize your spending with clear charts. Your financial data stays securely on your device.

Highlights
  • Fast expense logging
  • Customizable budgets
  • Visual spending charts
  • 100% private and secure
  • No account or bank login required
  • Optional iCloud sync
  • Apple Watch app
Features
Read full description

kept is the private, beautifully simple way to track your money - no account, no ads, no bank logins. Just open it and start. Most finance apps want your email, your bank password, and your data. kept wants none of it. Everything stays on your iPhone. LOG EXPENSES IN SECONDS • Add income and expenses with a fast, clean entry screen • Organize with customizable categories and icons • Attach receipts, add notes, tag the date and location • Optional calculator keypad for quick math BUDGETS THAT ACTUALLY HELP • Set weekly, monthly, yearly, or custom budgets • Track multiple categories in a single budget • Gentle alerts at 80% and 100% of your limit • Roll over what you don't spend SEE WHERE YOUR MONEY GOES • A clear dashboard: income, expenses, and net total • Line, bar, and pie charts that make sense at a glance • Category breakdowns and trends over any time frame • Browse by calendar, or search and filter instantly 100% PRIVATE & SECURE • No account, no sign-up, no cloud required • Your data lives on your device - not our servers • Lock the app with Face ID, Touch ID, or a PIN • No ads. No trackers. We never see or sell your data. WORKS EVERYWHERE YOU DO • Home Screen and Lock Screen widgets • Apple Watch app for logging on the go • Daily reminders, budget alerts, and a weekly summary YOUR DATA, YOUR WAY • Optional private iCloud sync across your devices (off by default) • Import from CSV or JSON, export anytime • 27+ currencies supported • Recurring transactions for bills and subscriptions HONEST PRICING kept is free, with no subscription and no paywall. If you love it, an optional Tip Jar supports development - never required. Your money is personal. kept keeps it that way. Download kept and take control of your spending - privately.

Screenshots

SubscriptionTracker4 screens
Kept4 screens

Verdict

The call

The clearest difference is iOS requirement: Kept at 18.6 against SubscriptionTracker's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubscriptionTracker sells 2 one-off in-app purchases and Kept sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
SubscriptionTracker versus Kept: the parameters behind the verdict, then further details
ParameterSubscriptionTrackerKept
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequency—Weekly
AdsNoNo
In-app purchasesYesYes
Monetization—Free
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS26.018.6 — better
Further details — not scored
Size21 MB21 MB
Age rating4+4+
DeveloperDimitry FrenchMd Ashikur Rahman

In-app purchases

2 purchases

SubscriptionTracker

One-time2
  • Submarine Lifetime Premium Deal$14.99
  • Submarine Lifetime Premium$19.99
3 purchases

Kept

One-time3
  • Small Tip$0.99
  • Medium Tip$2.99
  • Large Tip$4.99

Questions

Is SubscriptionTracker free?
SubscriptionTracker is free to download, with in-app purchases available.
Is Kept free?
Kept is free to download, with in-app purchases available.
Do SubscriptionTracker or Kept have ads?
Neither SubscriptionTracker nor Kept shows ads.

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