iRich vs 财记Folio

Tired of the grind of daily expense logging? iRich offers a lighter way to manage money: skip line-by-line bookkeeping and calibrate your balances instead. Our philosophy is simple: spend less time recording, and more time seeing your real financial position. Instead of obsessing over every past purchase, focus on what matters now: your assets, liabilities, and whether your overall picture is on track. 【Why iRich】 - Calibration-based tracking: update balances instead of logging every transaction - Multi-account view: wallets, bank cards, credit cards, and investments in one place - Multi-currency support: automatic FX conversion for global assets - Visual insights: net worth, allocation, and trend at a glance - Smart reminders: customizable bill and repayment alerts - iCloud sync and backup: smooth restore when switching devices - Privacy first: local-first storage with offline access 【Great For】 - Professionals who want financial clarity without bookkeeping fatigue - People who gave up on complex finance apps - Users managing multiple accounts and currencies - Frequent travelers or anyone with overseas assets - Efficiency-minded users who want full visibility with less effort 【What You Get】 - A live snapshot of your net worth - A clear trend line you can follow over time - A sustainable, low-maintenance way to manage personal finances Use iRich to do less manual work and stay in control of the bigger picture.

【为什么选择财记】 ◎ 价格自动更新：打开即是最新行情与净值，市值一眼看清，不用一个个去查价。 ◎ 截图导入，告别手抄:把券商、基金 App 的持仓页截图拖进来，自动识别代码、名称、数量、成本;交易记录也支持截图导入，自动识别买卖方向、价格与日期。 ◎ 多资产一屏看完：A股、港股、美股、德股、英股、基金、黄金、现金、资产统一管理。 ◎ 定投记账：自己设定频率与金额，到期自动提醒并记账，不再漏单，成本曲线一目了然。 ◎ 分红记录：A股 / 美股 / 基金分红自动拉取与展示。 ◎ 多币种支持：选择主币种，汇率自动换算。 【适合谁用】 - 同时持有股票、基金、黄金等多类资产，想用一个 App 看全的人 - 受够了复杂记账软件、只想记录重要资产的人 - 习惯定投、希望把每一笔都记清楚的人 - 在意隐私、不愿把资产数据交给云端的人 【关于隐私】 不上传你的资产数据，一切只在你的设备与你的 iCloud 之间。 个人资产记账工具，不提供任何投资建议、交易撮合或收益预测。 使用条款（EULA）：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/