iRich vs NetCycle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iRich
Manage your finances by calibrating balances instead of logging every transaction. Track assets, liabilities, and net worth with multi-account and multi-currency support. Get visual insights and smart reminders for a clear financial picture.
- Calibration-based tracking
- Multi-account view
- Multi-currency support
- Visual insights
- Smart reminders
- iCloud sync and backup
- Privacy-first local storage
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Tired of the grind of daily expense logging? iRich offers a lighter way to manage money: skip line-by-line bookkeeping and calibrate your balances instead. Our philosophy is simple: spend less time recording, and more time seeing your real financial position. Instead of obsessing over every past purchase, focus on what matters now: your assets, liabilities, and whether your overall picture is on track. 【Why iRich】 - Calibration-based tracking: update balances instead of logging every transaction - Multi-account view: wallets, bank cards, credit cards, and investments in one place - Multi-currency support: automatic FX conversion for global assets - Visual insights: net worth, allocation, and trend at a glance - Smart reminders: customizable bill and repayment alerts - iCloud sync and backup: smooth restore when switching devices - Privacy first: local-first storage with offline access 【Great For】 - Professionals who want financial clarity without bookkeeping fatigue - People who gave up on complex finance apps - Users managing multiple accounts and currencies - Frequent travelers or anyone with overseas assets - Efficiency-minded users who want full visibility with less effort 【What You Get】 - A live snapshot of your net worth - A clear trend line you can follow over time - A sustainable, low-maintenance way to manage personal finances Use iRich to do less manual work and stay in control of the bigger picture.
NetCycle
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NetCycle is a simple, focused money tracker built around recurring payments — the salary, rent, subscriptions, and bills that repeat every week, month, or year. Add a recurring transaction once and it automatically appears in every period. Edit or delete a single instance, everything from now on, or the whole series — you stay in control. WHY NETCYCLE • Recurring-first: designed for the payments that actually shape your budget. • Forecast: see your projected balance at the end of the period, including upcoming recurring payments. • Clarity: income, expenses and balance for the period — plus a running total balance. • Tags: group transactions and see your top spending and income categories. • Fast entry: minimal fields, one-handed design. • Widgets: balance, income and expenses on your Home Screen; add a transaction in one tap. • Private & local: your data stays on device. No account required. PRO Upgrade to Pro to unlock: • Advanced analytics with charts — pick a period (week / month / year / all time) and compare it with any previous period. • Import and export of your full history. • Unlimited storage — no 3‑month limit. • Recurring-only filters and more. Free includes full tracking, forecasting, tags and widgets, with data kept for the last 3 months. Start with your first recurring payment and always know what's left. Standard Apple Terms of Use (EULA) - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
iRich and NetCycle are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iRich sells 3 in-app purchases, starting at $1.99 per month and NetCycle sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
iRich ships an update every 9 days, NetCycle weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | iRich | NetCycle |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 9 days | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.0 | 18.0 |
| Further details — not scored | ||
| Size | 9 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | 庆贤 曾 | Artem Avakyants |
In-app purchases
iRich
- Monthly Plan$1.991 Month
- Annual Plan7 Days trial$15.991 Year
- Lifetime Purchase$15.99
NetCycle
- NetCycle Pro Monthly$4.991 Month
- NetCycle Pro Yearly7 Days trial$29.991 Year
- NetCycle Pro Lifetime$99.99









