Comparison

iRich vs Eutel

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iRich

Manage your finances by calibrating balances instead of logging every transaction. Track assets, liabilities, and net worth with multi-account and multi-currency support. Get visual insights and smart reminders for a clear financial picture.

Highlights
  • Calibration-based tracking
  • Multi-account view
  • Multi-currency support
  • Visual insights
  • Smart reminders
  • iCloud sync and backup
  • Privacy-first local storage
Features
Read full description

Tired of the grind of daily expense logging? iRich offers a lighter way to manage money: skip line-by-line bookkeeping and calibrate your balances instead. Our philosophy is simple: spend less time recording, and more time seeing your real financial position. Instead of obsessing over every past purchase, focus on what matters now: your assets, liabilities, and whether your overall picture is on track. 【Why iRich】 - Calibration-based tracking: update balances instead of logging every transaction - Multi-account view: wallets, bank cards, credit cards, and investments in one place - Multi-currency support: automatic FX conversion for global assets - Visual insights: net worth, allocation, and trend at a glance - Smart reminders: customizable bill and repayment alerts - iCloud sync and backup: smooth restore when switching devices - Privacy first: local-first storage with offline access 【Great For】 - Professionals who want financial clarity without bookkeeping fatigue - People who gave up on complex finance apps - Users managing multiple accounts and currencies - Frequent travelers or anyone with overseas assets - Efficiency-minded users who want full visibility with less effort 【What You Get】 - A live snapshot of your net worth - A clear trend line you can follow over time - A sustainable, low-maintenance way to manage personal finances Use iRich to do less manual work and stay in control of the bigger picture.

About

Eutel

Features
Read full description

EU is a personal retirement planning tool for professionals with assets in both the US and China. WHAT EU DOES: • Net worth dashboard — cash, retirement accounts, real estate, and virtual assets in one view • Multi-currency support — seamlessly tracks USD and CNY with live exchange rates • Income tracking — monthly salary, 401(k), HSA, stock grants, and side income • Expense tracking — categorize spending as essential or non-essential • Retirement accounts — 401(k), Roth IRA, HSA, China pension, housing fund • Retirement calculator — find the earliest date you can retire based on the 4% rule • Investment tracker — fixed deposits, dividend stocks, brokerage accounts with YTD returns YOUR DATA, YOUR PRIVACY: All data is stored securely in your personal account. No ads, no data selling. Note: For personal reference only. Not financial advice.

Screenshots

iRich4 screens
Eutel4 screens

Verdict

The call

The clearest difference is in-app purchases: Eutel at none against iRich's 3. Eutel also leads on iOS requirement (16.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iRich sells 3 in-app purchases, starting at $1.99 per month. Eutel asks for nothing beyond the download.

UpkeepUpdate frequency

iRich ships an update every 9 days, Eutel every 2 weeks. The most recent releases landed on October 30, 2026 and October 26, 2026 respectively.

Scorecard2 real differences · 8 level
iRich versus Eutel: the parameters behind the verdict, then further details
ParameteriRichEutel
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 9 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS18.016.0 — better
Further details — not scored
Size9 MB6 MB
Age rating4+4+
Developer庆贤 曾娟 曹

In-app purchases

3 purchases

iRich

Subscriptions2
  • Monthly Plan$1.991 Month
  • Annual Plan7 Days trial$15.991 Year
One-time1
  • Lifetime Purchase$15.99
None

Eutel

No in-app purchases

Questions

Is iRich free?
iRich is free to download, with in-app purchases available.
Is Eutel free?
Eutel is free to download, with no in-app purchases.
Do iRich or Eutel have ads?
Neither iRich nor Eutel shows ads.
Which is updated more often, iRich or Eutel?
iRich ships an update every 9 days, and Eutel every 2 weeks. Most recently, iRich was updated on October 30, 2026 and Eutel on October 26, 2026.

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