Comparison

Finrup vs Clerkly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finrup

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TAKE CONTROL OF YOUR FINANCES WITH FINRUP Finrup is the powerful yet simple expense tracker and budget manager that helps you manage money effortlessly. Track spending, monitor income, set financial goals, and gain complete control over your personal finances—all in one beautifully designed app. ■ APPLE INTELLIGENCE POWERED • Smart category suggestions using Apple Intelligence • Get personalized expense categorization • Intelligent insights for better financial decisions • Easy onboarding with AI-guided setup ■ SMART BUDGET MANAGEMENT • Set monthly and yearly budgets for any category • Get intelligent budget suggestions based on your spending history • Smart suggestions analyze transaction trends using advanced statistical methods • Visual progress indicators show budget usage at a glance • Over-budget warnings help you stay on track • Budget tracking for both income and expense categories • Multi-currency budget support ■ SIRI & SHORTCUTS INTEGRATION • Add expenses with Siri voice commands • Create custom shortcuts for recurring transactions • Check account balances hands-free • Quick transaction logging on the go ■ POWERFUL EXPENSE TRACKING • Track all income and expenses instantly • Categorize spending with custom categories & subcategories • Attach notes and details to every transaction • Fast search through your entire transaction history • Multi-currency support with conversion tracking ■ ACCOUNT MANAGEMENT • Manage unlimited accounts (bank, cash, credit cards, investments) • Track balances across all accounts in real-time • Support for multiple currencies • Import/export data easily • Complete backup and restore functionality ■ SMART BUDGETING & GOALS • Set and track financial goals • Monitor goal progress with visual insights • Plan for savings, debt reduction, or major purchases • Stay motivated with achievement tracking ■ RECURRING TRANSACTIONS • Set up automatic recurring income/expenses • Never forget regular bills or subscriptions • Manage scheduled transactions effortlessly • Edit or skip occurrences as needed ■ MULTIPLE PROFILES • Create separate profiles for personal, business, or family • Switch between profiles instantly • Keep finances organized and separated • Perfect for freelancers and small business owners ■ FAVORITES & QUICK ACCESS • Favorite frequently used transactions, accounts, and categories • Quick access to your most important items in one place • Organized favorites list grouped by type • Home screen widgets for quick balance checks • Add transactions without opening the app • Glanceable financial overview ■ PRIVACY & SECURITY • All data stored securely on your device and your iCloud • No cloud sync means complete privacy • Your financial data never leaves your device • Full control over your sensitive information ■ BEAUTIFUL & FAST • Clean, intuitive interface • Lightning-fast performance • Dark mode support • Designed for iOS, iPadOS, visionOS and macOS PERFECT FOR: • Personal finance management • Small business expense tracking • Freelancer income/expense monitoring • Budget-conscious individuals • Anyone wanting better financial control WHY CHOOSE FINRUP? Unlike complex budgeting apps, Finrup focuses on speed and simplicity without sacrificing power. Track transactions in seconds, not minutes. Get intelligent budget suggestions based on your actual spending patterns. Monitor your budgets with beautiful visual progress indicators. Manage money the way it should be—fast, private, and effortless. Download Finrup today and start your journey to financial clarity! --- SUPPORT Need help? Contact us at finrup@amritghimire.com ---

About

Clerkly

Features
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Snap receipts in seconds. No account required, no forced subscriptions, and zero tracking. Clerkly is the ultra-fast receipt scanner, spending analytics, and tax tracker built for freelancers, contractors, gig workers, travelers, and small businesses. Turn receipts, invoices, screenshots, and PDFs into organized, audit-ready expense logs instantly. WHY YOU'LL LOVE CLERKLY • Receipt Intelligence (New!): Understand your spending like never before with interactive Swift Charts. Explore category donut breakdowns, track top merchant trends and period-over-period growth, spot your largest expenses, and visualize HSA wealth compounding over time. • Purchase or Sale Tracking (New!): Sold something? Mark any receipt as a Sale instead of a Purchase. Sales show a SOLD badge and their own separate Sold total, and never inflate your expenses, charts, or tax write-offs, while staying fully searchable and marked as sales in CSV & PDF exports. • Share Sheet Extension (New!): Import receipts from anywhere. Send PDF invoices, email receipts, photos, or webpage receipts straight from Safari, Mail, Files, or Photos directly into Clerkly without opening the app first. • Instant Scan & Shortcuts (New!): Capture receipts with zero friction. Launch the camera with 1 tap using your Action Button, Control Center, Lock Screen widgets, or hands-free via Siri: "Hey Siri, scan receipt in Clerkly." • Business Tax Shield: Maximize deductions! Visualize write-off savings in real time based on your tax jurisdiction and rate. Track filed vs. unfiled business expenses and set native Apple Reminders for filing deadlines. • Executive & Audit-Ready Exports: Generate clean CSV files for Excel/QuickBooks, comprehensive PDF audit packets with receipt images attached, or presentation-ready Executive PDF reports featuring embedded visual charts. • Historical ECB Rates (150+ Currencies): Clerkly pulls official European Central Bank (ECB) benchmark exchange rates from the exact date of purchase—not today's rate—for an audit-ready paper trail. • HSA Medical Vault: Track unreimbursed medical receipts, calculate estimated tax savings, and export audit-ready PDF packets with Form 8889 summary schedules. • Standalone Backup & Restore: Export your entire library—receipts, metadata, and full-resolution photos—into a secure backup file to archive or restore anytime. • Receipt Archive & Recently Deleted: Declutter your feed by archiving processed receipts, and safely retrieve accidentally removed items with 30-day retention. • Smart Tagging & Spotlight Search: Auto-detected categories, custom tags, and instant filtering. Search receipts directly from your iPhone Home Screen via Spotlight. • Private iCloud Sync: Seamless automatic sync across your iOS devices via your personal iCloud storage. • Fast Batch Editing: Long-press to quickly select, tag, classify, or archive multiple records at once. PRIVACY & SECURITY FIRST • Zero Accounts & Zero Tracking: No logins or personal details required. We never track you or sell your data. • Private Storage: Your saved receipts live only on your device and your personal iCloud — we run no servers of our own and can't see your receipts. • Secure Processing: Receipt photos are processed strictly for text extraction and never used to train AI models. PRICING • Free Tier: 10 lifetime scans and store up to 5 active receipts. • Clerkly Pro: Unlimited scans, Receipt Intelligence charts & executive reports, Tax Shield Estimator, HSA Vault, and unlimited PDF & CSV exports. $4.99/month or $29.99/year — or a $99.99 one-time lifetime purchase covering every future Pro feature. Tax savings figures are estimates only and not tax advice. Terms: https://alooshman.github.io/Clerkly-Docs/terms.html Privacy: https://alooshman.github.io/Clerkly-Docs/privacy.html FAQ Q: Will I lose receipts if I switch phones? A: No. Clerkly syncs with your personal iCloud account and restores automatically. You can also export standalone backup files anytime.

Screenshots

Finrup4 screens
Clerkly4 screens

Verdict

The call

The clearest difference is in-app purchases: Finrup at none against Clerkly's 3. Finrup also leads on device support (4 vs 2) and iOS requirement (18.5 vs 26.0). Clerkly's advantage is update cadence (every 4 days vs every 2 weeks). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Clerkly sells 3 in-app purchases, starting at $4.99 per month. Finrup asks for nothing beyond the download.

UpkeepUpdate frequency

Finrup ships an update every 2 weeks, Clerkly every 4 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 2 level
Finrup versus Clerkly: the parameters behind the verdict, then further details
ParameterFinrupClerkly
PriceFreeFree
Update frequencyEvery 2 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, Mac, Vision Pro — betteriPhone, iPad
Requires iOS18.5 — better26.0
Further details — not scored
Size19 MB25 MB
Age rating4+4+
DeveloperRanjit GhimireALI NAZZAL

In-app purchases

None

Finrup

No in-app purchases

3 purchases

Clerkly

Subscriptions2
  • Clerkly Pro Monthly$4.991 Month
  • Clerkly Pro Annual$29.991 Year
One-time1
  • Clerkly Lifetime Pro$99.99

Questions

Is Finrup free?
Finrup is free to download, with no in-app purchases.
Is Clerkly free?
Clerkly is free to download, with in-app purchases available.
Do Finrup or Clerkly have ads?
Neither Finrup nor Clerkly shows ads.
Which is updated more often, Finrup or Clerkly?
Finrup ships an update every 2 weeks, and Clerkly every 4 days. Most recently, Finrup was updated on October 25, 2026 and Clerkly on October 24, 2026.

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