Comparison

Vaultam vs Pocket

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vaultam

Manage your personal finances with a powerful, offline ledger. Create smart budgets, track savings goals, and gain insights into spending patterns with AI. Log receipts, manage loans, and never miss a payment with automated reminders.

Highlights
  • Offline storage and local backups
  • AI-powered spending insights
  • Smart budgeting based on income
  • Progress tracking for savings goals
  • Automated bill and subscription reminders
  • Receipt scanning
  • Lending and borrowing tracking
Features
Read full description

No accounts. No banks. No tracking. Just you, your money, and clarity. With Vaultam, you can: • Stay in control with one clear dashboard. • Create smart budgets based on your income. • Save for trips, gifts, and big purchases with progress tracking. • Discover spending patterns instantly with AI-powered insights. • Log receipts in seconds with a simple scan. • Track lending & borrowing between friends with ease. • Never miss a bill, salary, or subscription with automated reminders. • Keep everything secure with offline storage and local backups. Vaultam isn’t just another finance app. It’s a ledger reimagined for today — simple, powerful, and 100% offline. Your money, your rules. Always private. Always smart. Always with you. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vaultam.app/privacy

About

Pocket

This app helps you understand your spending by logging transactions privately on your device. It offers visual breakdowns of expenses, manages multiple accounts, and tracks recurring bills and savings goals. It also includes a feature for splitting travel expenses with friends.

Highlights
  • Private on-device transaction logging
  • Visual spending breakdown by category
  • Multi-account management
  • Recurring bill and subscription tracking
  • Savings goal setting
  • Travel expense splitting
  • Multi-currency support
Features
Read full description

Pocket is a beautiful, private budget tracker for people who want to actually understand where their money goes — without handing their bank logins to a stranger. Every transaction you log stays on your device. No bank connections. No servers. No ads. No accounts to sign up for. Just you and your finances, in your pocket. Track spending the way you want Add expenses and income in seconds with a calculator-style entry screen. Pocket learns your habits and surfaces your most-used categories first, so logging that morning coffee or grocery run takes one tap. See where the money goes A live donut chart breaks down each month by category. Scroll back through previous months, filter by category or account, and search across every transaction you've ever logged. Multiple accounts, one home Keep checking, savings, credit cards, and cash wallets side by side. Move money between accounts with built-in transfers — balances update automatically. Personalize each account with its own icon, color, and currency. Recurring bills, never forgotten Add rent, subscriptions, utilities, gym memberships — weekly, monthly, or yearly. Pocket flags what's coming due in the next week so you're never blindsided. Savings goals that feel achievable Set a target, pick a deadline, watch your progress bar fill up. Log each contribution as you go. Travel Split — for the trip with friends Add the people on your trip, log who paid for what, and Pocket calculates who owes whom. Export a clean PDF settlement plan to share. Multi-currency aware. Designed for every wallet. Over 30 currencies built in, from USD and EUR to TRY, JPY, INR, and more. Decimal input adapts to your locale (yes, comma works too). Yours, and yours alone Pocket has no servers. Your financial data never leaves your device. We don't have it, can't see it, and never will. Pocket Pro Upgrade to unlock unlimited accounts, unlimited recurring bills, advanced charts and filters, CSV import, and iCloud sync. Available as monthly, yearly, or one-time lifetime purchase. WHAT USERS SAY "Finally, a budget app that doesn't want access to my entire financial life." "The UI is gorgeous. Actually makes me want to track my spending." "Simple, private, and powerful. Everything I needed, nothing I didn't." --- Your money, your pocket, your privacy. Download Pocket today and take control of your finances the simple way. Note: Some features require Pro subscription. Subscriptions automatically renew unless canceled. Cancel anytime. Privacy Policy: http://www.atamangirisken.com/apps/pocket.html Terms of Use: Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Vaultam4 screens
Pocket4 screens

Verdict

The call

The clearest difference is rating: Vaultam at 5.0 against Pocket's 3.0. Vaultam also leads on update cadence (every 11 days vs every 5 weeks) and iOS requirement (15.1 vs 17.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Vaultam sells 2 in-app purchases, starting at $3.99 per month and Pocket sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Vaultam holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Vaultam ships an update every 11 days, Pocket every 5 weeks. The most recent releases landed on September 9, 2026 and August 17, 2026 respectively.

Scorecard3 real differences · 6 level
Vaultam versus Pocket: the parameters behind the verdict, then further details
ParameterVaultamPocket
PriceFreeFree
Rating5.0 (1 ratings) — better3.0 (1 ratings)
Number of ratings11
Update frequencyEvery 11 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.6
Further details — not scored
Size30 MB2 MB
Age rating4+12+
DeveloperMAYDAY APPAtaman Girisken

Customer experience

Vaultam

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Pocket

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%

In-app purchases

2 purchases

Vaultam

Subscriptions2
  • 1-Month Pro$3.991 Month
  • 1-year$39.991 Year
3 purchases

Pocket

Subscriptions2
  • Monthly$1.991 Month
  • Yearly$8.991 Year
One-time1
  • Lifetime$12.99

Questions

Is Vaultam free?
Vaultam is free to download, with in-app purchases available.
Is Pocket free?
Pocket is free to download, with in-app purchases available.
Which has better reviews, Vaultam or Pocket?
Vaultam is rated higher. Vaultam averages 5.0 out of 5 from 1 ratings, while Pocket averages 3.0 from 1 ratings.
Do Vaultam or Pocket have ads?
Neither Vaultam nor Pocket shows ads.
Which is updated more often, Vaultam or Pocket?
Vaultam ships an update every 11 days, and Pocket every 5 weeks. Most recently, Vaultam was updated on September 9, 2026 and Pocket on August 17, 2026.

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