Multimilla vs Penicent
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Multimilla
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Welcome to the Multimilla Mobile App Your 1 app for managing daily financial activities β all in one place. Effortlessly handle your money with powerful features designed to make your life easier: Instant Deposit Receive money faster than ever β no delays, no hassle. Withdrawals Withdraw from any bank of your choice, whenever you need. Save Secure your money with Multimilla and sleep peacefully. Your savings are 100% safe β you're in good hands. Contribute Build financial trust with friends or even strangers. Start contribution groups to grow together and reach your goals faster. Paying Bills We know bills are annoying β thatβs why we make them easier. Pay airtime, data, TV subscriptions, electricity, and more β all in one place. How to Use Multimilla Install the Multimilla app Sign up or Log in Start exploring and go beyond limitations Need Help? Talk to a Real Person. We speak your language, and weβre here to listen. Our customer support team is available anytime you need us.
Penicent
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PENICENT Global payments & Financial Tools in one App Penicent helps individuals and businesses move money globally, manage finances, and access modern payment tools β all from one seamless app. Products available depend on where you live. Check Penicent.com or download the app to see what's available for you. Send money internationally, manage multiple currencies, make secure payments, receive payments like a local, pay bills (airtime, data, TV, electricity, etc.) and stay in control of your finances with a fast, transparent, and easy-to-use experience designed for todayβs connected world. SEND & RECEIVE MONEY GLOBALLY Move money across borders quickly and conveniently. - Send and receive international payments - Fast transfers with transparent pricing - Hold and manage multiple currencies - Easy payments for friends, family, freelancers, and businesses - Real-time payment updates and notifications Why users love Penicent: - Save money on international transfer fees - Avoid delays from traditional banking systems - Access global payments from your phone - Simple experience designed for modern users - Regular cash back on every transactions - Earn With Me, giving users opportunities to invite others, and get rewarded. SMART MONEY MANAGEMENT Everything you need to manage your finances in one place. - Track spending and transactions instantly - Organise payments and subscriptions - Create savings goals and budgets - Secure virtual payment cards - Simple and intuitive financial tools Benefits: - Better visibility into your money - Smarter spending insights - Faster financial decisions - More control over everyday finances BUILT FOR MODERN BUSINESSES Powerful tools to help businesses operate globally. - Receive payments from customers worldwide - Simplify cross-border business payments - Manage payouts and team expenses - Access payment integrations and developer tools - Designed for startups, creators, freelancers, and global teams Business advantages: - Reach customers internationally - Reduce payment friction across borders - Streamline operations and collections - Scale globally from one platform SECURITY YOU CAN TRUST Penicent uses advanced security technology and trusted financial infrastructure partners to help keep your account and transactions secure. - Encrypted transactions and data protection - Identity verification and fraud prevention - Biometric login support - 24/7 in-app support Peace of mind: - Secure access to your account - Protected transactions and payments - Reliable infrastructure and monitoring FINANCE WITHOUT LIMITS Whether youβre sending money internationally, managing business payments, or handling everyday finances, Penicent gives you modern financial tools designed for a global world. With Penicent, you can: - Move money faster & earn rewards - Simplify international payments - Manage finances from anywhere - Support global business growth - Access modern financial tools in one app Download Penicent today
Screenshots
Verdict
The clearest difference is iOS requirement: Multimilla at 13.0 against Penicent's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Multimilla ships an update every 4 weeks, Penicent monthly. The most recent releases landed on September 9, 2026 and September 10, 2026 respectively.
| Parameter | Multimilla | Penicent |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 weeks β better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 β better | 15.1 |
| Further details β not scored | ||
| Size | 10 MB | 53 MB |
| Age rating | 17+ | 12+ |
| Developer | BIG MULTIMILLA INTERNATIONAL LTD | PAYGITAL GATEWAY SERVICES LTD |
In-app purchases
Multimilla
No in-app purchases
Penicent
No in-app purchases








