CirclesFundMe vs Prograte
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CirclesFundMe
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CirclesFundMe is a fully licensed and registered cooperative society designed to help you achieve your financial goals with ease. Whether you want to save securely, access affordable loans, or build credit, CirclesFundMe provides the tools and support you need. With CirclesFundMe, you can: Save money individually or in groups. Access flexible loan options: daily, weekly, monthly, and auto finance loans tailored to your needs. Apply with simple repayment plans that fit your lifestyle. Track contributions, withdrawals, and loan eligibility in real time. Build your financial credibility while funding your dreams. Our platform combines innovation with trust, making financial empowerment simple, transparent, and reliable. Join today and take control of your financial future, one circle at a time.
Prograte
Manage lending and credit sales operations efficiently. Track clients, process applications, and collect payments securely. Monitor collateral and gain real-time portfolio insights.
- Client management
- Loan application processing
- Repayment tracking
- Payment collection (mobile money, bank transfer)
- Collateral monitoring
- Branch and staff management
- Real-time portfolio reports
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Prograte Finance is a comprehensive lending management platform for cash lending and credit sales businesses. Manage clients, process loan applications, track repayments, collect payments via mobile money and bank transfer, monitor collateral, manage branches and staff, and get real-time reports on your portfolio performance. Built for loan officers and managers who need secure, reliable access to their lending operations from anywhere.
Screenshots
Verdict
CirclesFundMe and Prograte are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CirclesFundMe ships an update every 5 weeks, Prograte every 2 months. Both last shipped on October 24, 2026.
| Parameter | CirclesFundMe | Prograte |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Number of ratings | — | 3 — better |
| Update frequency | Every 5 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 43 MB | 84 MB |
| Age rating | 17+ | 17+ |
| Developer | Circlesfundme Capital Partner Limited | Prograte Capital Ventures Limited |
In-app purchases
CirclesFundMe
No in-app purchases
Prograte
No in-app purchases
