QikPay vs Owelo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
QikPay
This platform allows merchants to accept payments directly from customers without any transaction fees. It securely connects bank accounts via an open-banking partner, ensuring funds transfer directly with no hidden charges.
- Zero transaction fees for merchants
- Direct bank account connections
- Secure payment processing
- No hidden charges
- Supports small businesses and growing brands
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We are revolutionizing the way money moves. Our platform enables merchants to accept payments from customers without paying a single transaction fee. Both merchants and customers securely connect their bank accounts through our open-banking partner, Quiltt, allowing payments to transfer directly - no cards, no hidden charges.
Owelo
Easily manage and split the cost of shared subscriptions with household members. Automates payments and eliminates the need for password sharing. Ideal for students and shared living situations.
- Create and manage shared subscription plans
- Automated payment splitting
- Smart cost splitting
- Secure and private
- Supports Apple Pay and Stripe
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Owelo makes sharing recurring subscriptions simple. It’s built for a world where password sharing is over. Create a plan, invite your roommates, and let Owelo handle the payments automatically. Perfect for college students and shared households: • Streaming services (Netflix, Spotify, Hulu, and Disney+), shared memberships, and other household expenses Features: • Create and manage shared subscription plans with roommates • Split recurring payments automatically using Apple Pay or Stripe • Smart cost splitting so everyone pays their share on time • Private and secure with no shared passwords or awkward reminders Say goodbye to Daddy’s password. Start owning your subscriptions with Owelo.
Screenshots
Verdict
The clearest difference is update cadence: Owelo at every 2 days against QikPay's every 3 weeks. QikPay's advantage is iOS requirement (16.4 vs 18.5). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for QikPay against 5.0 for Owelo. Both are backed by a comparable volume of ratings — 5 and 5 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
QikPay ships an update every 3 weeks, Owelo every 2 days. The most recent releases landed on September 30, 2026 and October 4, 2026 respectively.
| Parameter | QikPay | Owelo |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) | 5.0 (5 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 5 | 5 |
| Update frequency | Every 3 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.4 — better | 18.5 |
| Further details — not scored | ||
| Size | 43 MB | 16 MB |
| Age rating | 4+ | 9+ |
| Developer | QikPay | Quincy Keele |
Customer experience
QikPay
Owelo
In-app purchases
QikPay
No in-app purchases
Owelo
No in-app purchases
