QikPay vs Softmasters PayDirect
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
QikPay
This platform allows merchants to accept payments directly from customers without any transaction fees. It securely connects bank accounts via an open-banking partner, ensuring funds transfer directly with no hidden charges.
- Zero transaction fees for merchants
- Direct bank account connections
- Secure payment processing
- No hidden charges
- Supports small businesses and growing brands
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We are revolutionizing the way money moves. Our platform enables merchants to accept payments from customers without paying a single transaction fee. Both merchants and customers securely connect their bank accounts through our open-banking partner, Quiltt, allowing payments to transfer directly - no cards, no hidden charges.
Softmasters PayDirect
This app consolidates payments, banking, shopping, and business services into a single, secure digital platform. Users can send and receive money, pay bills, shop from merchants, and manage transactions in real time for a convenient financial experience.
- Send and receive money securely
- Pay utility and service bills
- Shop from trusted merchants
- Access banking services
- Manage payments in real time
- Secure account access
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PayDirect is a secure digital platform that brings payments, banking, shopping, and business services together in one convenient mobile application. With PayDirect, individuals and businesses can send and receive money, pay utility and service bills, shop from trusted merchants, and access a growing range of digital financial services from a single account. Key Features: • Send and receive money securely • Pay utility and service bills with ease • Shop for products and services from trusted vendors • Access banking services • Manage payments and transactions in real time • Secure account access and transaction monitoring • Fast and reliable digital payment experience PayDirect is designed to simplify everyday transactions while providing a dependable and secure experience for both consumers and businesses. Whether you are making payments, managing purchases, or accessing financial services, PayDirect gives you a cleaner and more convenient way to stay connected and in control. Download PayDirect today and experience a smarter way to pay, shop, and manage your digital transactions.
Screenshots
Verdict
The clearest difference is rating: QikPay at 5.0 against Softmasters PayDirect's 2.0. QikPay also leads on ratings volume (5 vs 1). Softmasters PayDirect's advantage is update cadence (weekly vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
QikPay holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: QikPay has 5 ratings behind it against 1, so its average is the more settled of the two.
QikPay ships an update every 3 weeks, Softmasters PayDirect weekly. The most recent releases landed on October 15, 2026 and October 16, 2026 respectively.
| Parameter | QikPay | Softmasters PayDirect |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | 2.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 5 — better | 1 |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 43 MB | 80 MB |
| Age rating | 4+ | 17+ |
| Developer | QikPay | SOFTMASTERS COMPANY LIMITED |
Customer experience
QikPay
Softmasters PayDirect
In-app purchases
QikPay
No in-app purchases
Softmasters PayDirect
No in-app purchases









