Comparison

QikPay vs Softmasters PayDirect

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QikPay

This platform allows merchants to accept payments directly from customers without any transaction fees. It securely connects bank accounts via an open-banking partner, ensuring funds transfer directly with no hidden charges.

Highlights
  • Zero transaction fees for merchants
  • Direct bank account connections
  • Secure payment processing
  • No hidden charges
  • Supports small businesses and growing brands
Read full description

We are revolutionizing the way money moves. Our platform enables merchants to accept payments from customers without paying a single transaction fee. Both merchants and customers securely connect their bank accounts through our open-banking partner, Quiltt, allowing payments to transfer directly - no cards, no hidden charges.

About

Softmasters PayDirect

This app consolidates payments, banking, shopping, and business services into a single, secure digital platform. Users can send and receive money, pay bills, shop from merchants, and manage transactions in real time for a convenient financial experience.

Highlights
  • Send and receive money securely
  • Pay utility and service bills
  • Shop from trusted merchants
  • Access banking services
  • Manage payments in real time
  • Secure account access
Features
Read full description

PayDirect is a secure digital platform that brings payments, banking, shopping, and business services together in one convenient mobile application. With PayDirect, individuals and businesses can send and receive money, pay utility and service bills, shop from trusted merchants, and access a growing range of digital financial services from a single account. Key Features: • Send and receive money securely • Pay utility and service bills with ease • Shop for products and services from trusted vendors • Access banking services • Manage payments and transactions in real time • Secure account access and transaction monitoring • Fast and reliable digital payment experience PayDirect is designed to simplify everyday transactions while providing a dependable and secure experience for both consumers and businesses. Whether you are making payments, managing purchases, or accessing financial services, PayDirect gives you a cleaner and more convenient way to stay connected and in control. Download PayDirect today and experience a smarter way to pay, shop, and manage your digital transactions.

Screenshots

QikPay4 screens
Softmasters PayDirect4 screens

Verdict

The call

The clearest difference is rating: QikPay at 5.0 against Softmasters PayDirect's 2.0. QikPay also leads on ratings volume (5 vs 1). Softmasters PayDirect's advantage is update cadence (weekly vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

QikPay holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: QikPay has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

QikPay ships an update every 3 weeks, Softmasters PayDirect weekly. The most recent releases landed on October 15, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 7 level
QikPay versus Softmasters PayDirect: the parameters behind the verdict, then further details
ParameterQikPaySoftmasters PayDirect
PriceFreeFree
Rating5.0 (5 ratings) — better2.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings5 — better1
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size43 MB80 MB
Age rating4+17+
DeveloperQikPaySOFTMASTERS COMPANY LIMITED

Customer experience

QikPay

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Softmasters PayDirect

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

QikPay

No in-app purchases

None

Softmasters PayDirect

No in-app purchases

Questions

Is QikPay free?
QikPay is free to download, with no in-app purchases.
Is Softmasters PayDirect free?
Softmasters PayDirect is free to download, with no in-app purchases.
Which has better reviews, QikPay or Softmasters PayDirect?
QikPay is rated higher. QikPay averages 5.0 out of 5 from 5 ratings, while Softmasters PayDirect averages 2.0 from 1 ratings.
Do QikPay or Softmasters PayDirect have ads?
Neither QikPay nor Softmasters PayDirect shows ads.
Which is updated more often, QikPay or Softmasters PayDirect?
QikPay ships an update every 3 weeks, and Softmasters PayDirect weekly. Most recently, QikPay was updated on October 15, 2026 and Softmasters PayDirect on October 16, 2026.

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