Comparison

SiliPay vs Stratum Remit

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SiliPay

Features
Read full description

Silipay support refers to the ability of a device, application, or system to recognize and read Silipay. This support can be provided through a variety of methods, such as through built-in camera software, specialized Silipay scanning apps, or integrated Silipay reading functionality within other applications. In such cases, it's important to ensure that the Silipay code is compatible with a wide range of devices and platforms to maximize its effectiveness.

About

Stratum Remit

Features
Read full description

Stratum Remit is the smarter way to send money home. Built for the diaspora community, we make international money transfers fast, affordable, and transparent β€” with absolutely zero transfer fees. WHY STRATUM REMIT? Zero Fees β€” Every Time We never charge transfer fees. What you see is what your recipient gets. No hidden costs, no surprises. Great Exchange Rates Our rates are updated in real time and shown before you confirm. The rate at confirmation is the rate you get. Fast Transfers Most transfers arrive within minutes, not days. Send money when it matters β€” not when the bank decides. AI-Powered Assistant Meet Kora, your personal transfer assistant. Just say "Send $200 to Mom," and Kora handles the rest. Available 24/7 to help with transfers, check rates, and answer questions. Multi-Chain Technology Deposit USDC via Stellar, Polygon, Ethereum, or TRON β€” giving you flexibility and speed. WHERE CAN I SEND MONEY? Africa: Nigeria, Kenya, Ghana, South Africa, Tanzania, Uganda, Ethiopia, Cameroon, Senegal, Rwanda, and more Europe: United Kingdom, Germany, France, Spain, Netherlands, Italy, Portugal, Ireland, Belgium Caribbean & Americas: Mexico HOW IT WORKS 1. Create your account in minutes 2. Add a recipient 3. Enter the amount β€” see the exchange rate and zero fees instantly 4. Confirm and send β€” your recipient gets the money fast FEATURES β€’ Zero transfer fees on every transaction β€’ Real-time exchange rates with no hidden markups β€’ AI assistant (Kora) for hands-free transfers β€’ Recurring transfers β€” set it and forget it β€’ Multi-chain USDC deposits (Stellar, Polygon, Ethereum, TRON) β€’ Bank-level encryption and security β€’ 24/7 support via in-app chat, email, and phone β€’ Invite friends and earn $10 per referral SECURITY & COMPLIANCE Stratum Remit is operated by Orokii Inc., a licensed money services business. We are registered with FinCEN and hold NMLS #2116903. Your data is protected with bank-level encryption, and we comply with all applicable regulations. SUPPORT Need help? Reach us anytime: β€’ In-app AI chat β€” available 24/7 β€’ Email: support@orokii.com β€’ Phone: (646) 535-8730 β€’ Web: https://stratumremit.com/support Download Stratum Remit today and start sending money home β€” the way it should be.

Screenshots

SiliPay3 screens
Stratum Remit4 screens

Verdict

The call

The clearest difference is update cadence: SiliPay at weekly against Stratum Remit's every 3 months. SiliPay also leads on iOS requirement (12.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SiliPay ships an update weekly, Stratum Remit every 3 months. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard2 real differences Β· 4 level
SiliPay versus Stratum Remit: the parameters behind the verdict, then further details
ParameterSiliPayStratum Remit
PriceFreeFree
Update frequencyWeekly β€” betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS12.0 β€” better26.0
Further details β€” not scored
Size65 MB85 MB
Age rating4+17+
DeveloperGyan PrakashOrokii

In-app purchases

None

SiliPay

No in-app purchases

None

Stratum Remit

No in-app purchases

Questions

Is SiliPay free?
SiliPay is free to download, with no in-app purchases.
Is Stratum Remit free?
Stratum Remit is free to download, with no in-app purchases.
Do SiliPay or Stratum Remit have ads?
Neither SiliPay nor Stratum Remit shows ads.
Which is updated more often, SiliPay or Stratum Remit?
SiliPay ships an update weekly, and Stratum Remit every 3 months. Most recently, SiliPay was updated on October 30, 2026 and Stratum Remit on October 31, 2026.

Other comparisons