LendPal vs LendFlow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LendPal
Easily track personal loans and repayments in one place. Monitor outstanding balances, record payments flexibly, and stay organized with loan grouping and due date tracking. Offers customization and security features.
- Track outstanding loan balances
- Record and edit repayments
- Group loans by person
- Identify overdue loans
- Customizable currency and appearance
- Face ID/Touch ID protection
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Lending money shouldn’t mean losing track of it. LendPal gives you one clear place to record personal loans, follow repayments, and understand what is still outstanding—whether you’re helping a friend, relative, or someone you trust. SEE THE FULL PICTURE • View the outstanding balance across all active loans • Review money lent and repayments received during any selected period • See whether each period resulted in a net inflow or outflow STAY ORGANIZED • Group loans by person • Keep active loans separate from settled history • Track principal, repayments, remaining balance, and progress • Add due dates and quickly identify overdue loans RECORD REPAYMENTS FLEXIBLY • Add and edit individual payments • Record amounts received above the original principal • Mark a loan as fully paid or forgiven • Correct payment details after a loan has been settled MAKE IT YOURS • Choose your preferred currency • Use light, dark, or system appearance • Protect the app with Face ID or Touch ID where supported LENDPAL PREMIUM Upgrade to unlock unlimited loans, complete loan history, due-date reminders, CSV data export, and iCloud sync across your devices. LendPal is a personal record-keeping tool. It does not lend money, collect debts, or provide financial advice. SUBSCRIPTION TERMS LendPal Premium is available through auto-renewable monthly, three-month, and yearly subscriptions. Payment will be charged to your Apple Account upon confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current subscription period. You can manage or cancel your subscription through your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sylvan-d-ash.github.io/portfolio/lendpal/privacy.html
LendFlow
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LendFlow is your personal finance manager for tracking all lending and borrowing transactions. Easily monitor who owes you money, whom you owe, and calculate interest with precision.
Screenshots
Verdict
The clearest difference is in-app purchases: LendFlow at none against LendPal's 3. LendFlow also leads on iOS requirement (15 vs 18.4). LendPal's advantage is update cadence (weekly vs every 2 weeks). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LendPal sells 3 in-app purchases, starting at $2.99 per month. LendFlow asks for nothing beyond the download.
LendPal ships an update weekly, LendFlow every 2 weeks. Both last shipped on October 1, 2026.
| Parameter | LendPal | LendFlow |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Weekly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.4 | 15 — better |
| Further details — not scored | ||
| Size | 8 MB | 20 MB |
| Age rating | 4+ | 17+ |
| Developer | John Mutua | DEVLOOPS SOFTWARE NEPAL |
In-app purchases
LendPal
- Monthly Plan$2.991 Month
- 3-Months Plan$6.993 Months
- Annual Plan$24.991 Year
LendFlow
No in-app purchases









