Comparison

My Dividends vs Finjective

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Dividends

Track dividend payouts, forecast future earnings, and analyze your stock portfolio's performance. This app helps you build passive income with detailed insights and a clear overview of your investments.

Highlights
  • Dividend forecast and calendar
  • Detailed portfolio tracking
  • Performance analysis and charts
  • Asset and sector allocation visualization
  • Integrated market news
  • Manage multiple portfolios
  • Automatic stock split adjustments
Features
Read full description

Build your passive income with confidence. My Dividends is the ultimate stock portfolio planner and income tracker designed for dividend investors. Track every payout, forecast your future earnings, and watch your wealth grow—all with complete privacy. KEY FEATURES: ● POWERFUL DASHBOARD See your total portfolio value, projected annual income, dividend yield, and yield-on-cost at a glance. Make informed decisions with your most important financial metrics front and center, including daily profit & loss and total return. ● DETAILED PORTFOLIO TRACKING Effortlessly add transactions (buys/sells) or import your entire history via CSV. Track individual holdings, including stocks, ETFs, and REITs, to monitor your average cost, market value, and unrealized gains. It's the perfect portfolio manager for the long-term investor building wealth. ● DIVIDEND FORECAST & CALENDAR Never miss a payday! Our smart calendar visualizes all your upcoming, estimated, and paid dividends. Forecast your monthly, quarterly, and annual earnings to accurately plan your passive income stream and accelerate your financial growth through compound interest. ● PERFORMANCE ANALYSIS How is your portfolio performing? Chart your growth over time and compare your strategy against the S&P 500 (SPY) to measure your success in the stock market. Understand your real returns with powerful visualization tools and see how dividend reinvestment (DRIP) impacts your total return. ● DEEP PORTFOLIO INSIGHTS Go beyond the basics with an advanced portfolio analyzer. Visualize your asset and sector allocation with pie charts, analyze your diversification to manage risk, understand your market concentration, and identify your top-performing assets to refine your investing strategy. ● INTEGRATED MARKET NEWS Stay informed with the latest financial news for the stocks you own. Get relevant headlines directly within the app to keep a pulse on the market without ever leaving your portfolio. YOUR COMPLETE DIVIDEND & STOCK ANALYSIS TOOLKIT: • MANAGE MULTIPLE PORTFOLIOS: Track different investment strategies, retirement accounts (like a Roth IRA or 401k), or family portfolios all in one place. • AUTOMATIC STOCK SPLIT ADJUSTMENTS: Our tracker automatically handles forward and reverse stock splits, ensuring your cost basis and share counts are always accurate. • YIELD ON COST (YOC): See the true yield of your original investment, a critical metric for every long-term dividend growth investor. • EASY DATA IMPORT/EXPORT: Get started in minutes by importing a CSV file from your broker or spreadsheet. • DETAILED TRANSACTION LOG: Maintain a complete history of all your buy and sell orders with detailed notes for tax purposes or personal review. • IN-DEPTH STOCK VIEW: Dive into any holding with detailed stock charts, complete dividend payout history, key metrics, and relevant corporate actions. Whether you are just starting your journey toward financial independence or are a seasoned investor focused on retirement planning, My Dividends provides the financial tools you need to achieve your wealth-building goals. Stop guessing and start planning. Take control of your financial future, harness the power of compounding dividends, and build a reliable passive income stream. Download My Dividends today and become a smarter, more confident investor. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Finjective

Manage your personal finances with clarity. Track income, expenses, and net worth. Visualize cash flow and plan for the future with an AI financial assistant. All your financial data is encrypted and stays yours.

Highlights
  • AI financial assistant
  • Budget tracking
  • Net worth monitoring
  • Cash flow visualization
  • Financial calculators
  • Data export (CSV/PDF)
Features
Read full description

Finance tools made for everyone. Finjective is a calm, private way to see and plan your money. No bank connections - just clarity that stays yours. PRIVATE BY DESIGN Most budgeting apps ask for your bank credentials and quietly trade on your data. Finjective doesn't. There's nothing to leak, because there's nothing to take. You add what matters — quickly, on your terms — and your financial life stays yours. FOUR WAYS TO SEE CLEARLY Budget: Give every dollar a job before the month begins. Watch your spending against last month's pace and always know what's safe to spend. Cash Flow: Watch what's coming in and going out over time, so a tight week never surprises you. Net Worth: Bring accounts, assets, and balances into one honest number and watch it grow. Learn: Eleven finance calculators and an AI assistant, so you can run the numbers yourself instead of guessing. MEET FINNY, YOUR AI ASSISTANT Finny can see your budget, spending, and net worth — ask it anything. Am I on track to retire? Pay off debt or invest? How much should I save? Get thoughtful answers grounded in your actual numbers, not generic advice. ELEVEN FINANCE CALCULATORS BUILT IN The tools a finance pro reaches for, redesigned for your thumb: Time Value of Money, Retirement Planning, Loan Payment, Bond Valuation, Stock Valuation, CAPM, WACC, Effective Annual Rate, Growth & CAGR, Risk & Return, and an everyday calculator. Tap any variable to solve for it. Find out what a credit card at 24% APR actually costs once it compounds daily. Paste a column of returns and get beta, Sharpe, Treynor, and Jensen's alpha in one screen. See how much of a loan payment is interest instead of principal. Every calculator explains the math behind it, so you learn the reasoning, not just the answer. WHY PEOPLE CHOOSE FINJECTIVE No bank logins, no Plaid, no account scraping — ever Your data is never sold, shared, or mined for ads Fast, thoughtful manual entry that takes seconds, not spreadsheets Light and dark themes, designed for focus Built by people who believe privacy and clarity belong together Track. Plan. Grow. Download Finjective and keep your financial life your own.

Screenshots

My Dividends4 screens
Finjective4 screens

Verdict

The call

The clearest difference is rating: Finjective at 5.0 against My Dividends's 4.0. Finjective also leads on in-app purchases (none vs 3). My Dividends's advantage is update cadence (every 3 days vs fortnightly) and ratings volume (9 vs 3). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Dividends sells 3 in-app purchases, starting at $2.49 per 7 days. Finjective asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Finjective holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 9 and 3 respectively.

UpkeepUpdate frequency

My Dividends ships an update every 3 days, Finjective fortnightly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
My Dividends versus Finjective: the parameters behind the verdict, then further details
ParameterMy DividendsFinjective
PriceFreeFree
Rating4.0 (9 ratings)5.0 (3 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings9 — better3
Update frequencyEvery 3 days — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size39 MB5 MB
Age rating4+4+
DeveloperDavid DzeveckijFinjective LLC

Customer experience

My Dividends

All ratings9 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Finjective

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

My Dividends

Subscriptions3
  • Full App Access Weekly$2.497 Days
  • Full App Access Monthly$4.991 Month
  • Full App Access Annual3 Days trial$24.991 Year
None

Finjective

No in-app purchases

Questions

Is My Dividends free?
My Dividends is free to download, with in-app purchases available.
Is Finjective free?
Finjective is free to download, with no in-app purchases.
Which has better reviews, My Dividends or Finjective?
Finjective is rated higher. My Dividends averages 4.0 out of 5 from 9 ratings, while Finjective averages 5.0 from 3 ratings.
Do My Dividends or Finjective have ads?
Neither My Dividends nor Finjective shows ads.
Which is updated more often, My Dividends or Finjective?
My Dividends ships an update every 3 days, and Finjective fortnightly. Most recently, My Dividends was updated on November 5, 2026 and Finjective on October 31, 2026.

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