±BudgetAI vs Leftly

Log an expense by saying it. See what you own, what you owe, and what it all adds up to. ±BudgetAI is built around one idea: recording money should take a sentence, not a form. ADD AN EXPENSE IN A SENTENCE Type it or say it — "24.90 dinner at Sushi Bar yesterday" — and the amount, category, date and note are filled in for you. One tap to confirm. Speech is transcribed on your device. The recording never leaves your iPhone; only the words you chose to say are read. And the keypad is still there, one tap away, for anyone who prefers it. It gets faster the longer you use it. Every category you confirm or correct is remembered, so the same shop is recognised instantly next time — offline, and without asking anything. INSIGHTS THAT COME TO YOU No tab to open, no button to press, no waiting. Your dashboard tells you what is unusual for you this month: a shop five times your normal size, a category well above its own average, a subscription whose price quietly went up. Every line is tappable straight through to the transactions behind it. Only totals are used for this. Individual transactions never leave your device, and neither does your name. WEALTH: WHAT YOU OWN AND WHAT YOU OWE Assets — cars, property, equipment. Each carries its own depreciation or growth curve, so its value moves on its own rather than sitting at whatever you paid. Loans — record what you borrowed and how you are paying it back. See the whole schedule, what is still owed, the total you will have paid by the end, and what the credit actually costs you. Salary — set up recurring income once and it arrives in your wallet on the day it should. Loan repayments and salary are added for you, on the right dates. Net worth is your cash plus your assets minus what you still owe — and if you would rather not see debt in that number, one switch takes it out. WALLETS, SHARED OR NOT As many wallets as you need, in any currency, converted live into the one you think in. Share a wallet by email for a household, a trip or a couple's finances. Changes sync across every device. Transfers between wallets, at your own exchange rate when you want one. BUILT TO BE READ Cashflow, category breakdowns and net worth over time. More than 50 categories, plus your own. Face ID or a PIN on launch. Eleven languages. BUDGETAI PRO Unlimited wallets, your own custom categories, and shared wallets for the people you manage money with. Download ±BudgetAI and stop filling in forms.

Leftly helps you understand where your money goes — without connecting your bank account. Set a monthly budget, track your spending, and instantly see how much money you have left. Add expenses manually or simply scan receipts and let the app do the work for you. KEY FEATURES • Set a monthly budget in seconds • Track expenses manually or by scanning receipts • Automatically categorize spending • See how much budget remains this month • View clear monthly spending summaries • Get simple yearly spending insights • No bank connection required SMART RECEIPT SCANNING Take a photo of your receipt and Leftly extracts the total amount and category so you don’t have to enter everything manually. You can always review and edit before saving. DESIGNED FOR CLARITY Leftly focuses on one thing: helping you stay aware of your spending. No complex rules, no overwhelming charts — just the numbers that matter. PRIVATE BY DESIGN Your financial data stays private. Leftly does not require access to your bank account and is built for personal budgeting only. SUBSCRIPTION Free users can track expenses and scan a limited number of receipts each month. Upgrade to Leftly Pro for unlimited receipt scans, advanced insights, and yearly summaries. Leftly is designed for personal budgeting and financial awareness only. It does not provide financial advice.