Comparison

Pennypenguin vs SubBot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pennypenguin

This app simplifies money management by consolidating all your financial accounts into one place. Track spending, monitor cash flow, and gain insights into your financial habits to make smarter decisions.

Highlights
  • Connect all financial accounts
  • Track cash flow
  • Analyze spending by category
  • Create and monitor budgets
  • View transaction history
  • Financial health overview
Features
Read full description

Penny Penguin helps you understand where your money is going and stay in control of your finances. Connect your accounts, track spending, and see a clear picture of your financial life in one simple app. Instead of juggling spreadsheets, banking apps, and budgeting tools, Penny Penguin brings everything together in one place so you can focus on making better decisions with your money. Features: • All accounts in one place Securely connect bank, credit card, and investment accounts. • Cash flow tracking See how much money is coming in and going out each month. • Spending insights Understand where your money goes with category breakdowns. • Budgets that make sense Track spending against monthly budgets. • Transaction history Review past spending and quickly drill into details. • Clear financial overview Get a simple snapshot of your financial health anytime. Penny Penguin is designed to be simple, fast, and focused on the information that actually helps you make smarter financial decisions.

About

SubBot

Effortlessly manage all your recurring bills and trials in one place. Get timely reminders before renewals to avoid unwanted charges and gain clear insight into your monthly spending. Organize subscriptions with customizable categories and sync them across all your devices.

Highlights
  • Track all recurring charges
  • Renewal reminders
  • Visual spending dashboard
  • Pre-set and custom subscription templates
  • Cross-device iCloud sync
  • Unlimited subscriptions (Pro)
  • Customizable reminders and categories (Pro)
Features
Read full description

Stop losing money to forgotten subscriptions. SubBot tracks every recurring charge in one place — so you always know what you're paying, when it renews, and whether it's worth keeping. STAY ON TOP OF YOUR SPENDING • See all your subscriptions at a glance • Get reminders before renewals hit — cancel before you're charged • Visual dashboard shows exactly where your money goes each month SIMPLE TO SET UP • Pick from 25+ popular templates — Netflix, Spotify, iCloud, and more • Or create a custom subscription in seconds • Organize with categories and keep everything tidy SYNCED ACROSS ALL YOUR DEVICES • iCloud sync keeps your subscriptions up to date on iPhone, iPad, and Mac • Change something on one device, see it everywhere — automatically UNLOCK PRO FOR THE FULL EXPERIENCE • Best value on yearly. Monthly and lifetime also available. • Unlimited subscriptions (free tier: up to 5) • Flexible reminders — choose any lead time and notification hour • Custom categories with drag-to-reorder • Spending insights with interactive charts • Dark mode • Multi-currency support for 40+ currencies YOUR DATA STAYS YOURS All data stored on-device and in your private iCloud — no account required, no third-party servers, no data collection. Whether you're tracking 3 subscriptions or 30, SubBot makes it simple. Download free and start saving today. Privacy Policy: https://qimolab.com/subbot/privacy/ Terms of Use: https://qimolab.com/subbot/terms/

Screenshots

Pennypenguin4 screens
SubBot4 screens

Verdict

The call

The clearest difference is rating: Pennypenguin at 5.0 against SubBot's 4.3. Pennypenguin also leads on in-app purchases (none vs 5) and device support (3 vs 1). SubBot's advantage is update cadence (every 4 days vs fortnightly) and ratings volume (8 vs 2). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubBot sells 3 in-app purchases, starting at $1.99 per month. Pennypenguin asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Pennypenguin holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 2 and 8 respectively.

UpkeepUpdate frequency

Pennypenguin ships an update fortnightly, SubBot every 4 days. The most recent releases landed on October 1, 2026 and October 5, 2026 respectively.

Scorecard7 real differences · 3 level
Pennypenguin versus SubBot: the parameters behind the verdict, then further details
ParameterPennypenguinSubBot
PriceFreeFree
Rating5.0 (2 ratings) — better4.3 (8 ratings)
Positive reviews—100.0% of reviews
Number of ratings28 — better
Update frequencyFortnightlyEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.6
Further details — not scored
Size50 MB5 MB
Age rating12+4+
DeveloperJared WelchQimo Lab

Customer experience

Pennypenguin

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

SubBot

All ratings9 ratings
Positive77.8%
Neutral11.1%
Negative11.1%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Pennypenguin

No in-app purchases

3 purchases

SubBot

Subscriptions2
  • SubBot Pro2 variants$1.991 Month
  • SubBot Pro2 variants$11.991 Year
One-time1
  • SubBot Pro$29.99

Questions

Is Pennypenguin free?
Pennypenguin is free to download, with no in-app purchases.
Is SubBot free?
SubBot is free to download, with in-app purchases available.
Which has better reviews, Pennypenguin or SubBot?
Pennypenguin is rated higher. Pennypenguin averages 5.0 out of 5 from 2 ratings, while SubBot averages 4.3 from 8 ratings.
Do Pennypenguin or SubBot have ads?
Neither Pennypenguin nor SubBot shows ads.
Which is updated more often, Pennypenguin or SubBot?
Pennypenguin ships an update fortnightly, and SubBot every 4 days. Most recently, Pennypenguin was updated on October 1, 2026 and SubBot on October 5, 2026.

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