Comparison

Pay SV vs TOHKN

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay SV

Instantly send and receive money securely and quickly. This financial tool operates around the clock, every day of the year, and is completely free to use.

Highlights
  • Instant payments
  • Quick transfers
  • Secure transactions
  • 24/7 availability
  • Free to use
Features
Read full description

With Pay SV you can make payments and transfers instantly, quickly and securely. This tool works 24/7, 365 days a year and is free to use. Download it now!

About

TOHKN

Invest in real-world assets like private debt, real estate, and company equity through tokenized digital fractions. Access opportunities with lower barriers to entry, all managed within a single, user-friendly platform designed for the Latin American market.

Highlights
  • Access real-world asset investments
  • Tokenized digital fractions
  • Invest with accessible amounts
  • Clear and structured information
  • Manage investments in one place
  • Transparent regulatory framework
Features
Read full description

Invest from Latin America in U.S. stocks and ETFs, digital assets, and tokenized opportunities linked to real-world assets—all through TOHKN. Discover new ways to build your portfolio with an experience designed for Latin American investors, whether you are just getting started or looking for new opportunities to diversify. ALL YOUR INVESTMENTS IN ONE APP • Explore U.S. stocks and ETFs • Access selected digital assets, including cryptocurrencies, where available • Discover tokenized opportunities linked to real estate, bonds, private debt, and companies • Add funds, invest, and review your positions and transactions in one place REAL-WORLD ASSETS, NOW DIGITAL TOHKN uses tokenization technology to facilitate digital access to and management of opportunities linked to real-world assets. Each opportunity includes information about the asset, issuer, terms, risks, and applicable documentation, helping you evaluate it before investing. BUILT FOR LATIN AMERICA TOHKN was designed for people across the region seeking a modern way to invest and access markets and opportunities that have traditionally been difficult to reach. A SIMPLE, CLEAR EXPERIENCE • Explore opportunities directly from your phone • Review clear information before making a decision • View the value and composition of your portfolio • Manage your balances, investments, and transactions • Designed for both new and experienced investors TRANSPARENCY AND REGULATORY FRAMEWORK TOHKN is a brand of MIO3, S.A. de C.V., an entity registered and authorized by El Salvador’s National Commission of Digital Assets as a Digital Asset Service Provider under registration PSAD-0016. Available products and features may vary depending on the user’s country, eligibility, profile, and the terms of each opportunity. IMPORTANT INFORMATION TOHKN does not provide personalized financial advice. All investments involve risk, including the possible partial or total loss of capital. Past or estimated results do not guarantee future performance. Download TOHKN and discover a new way to invest from Latin America.

Screenshots

Pay SV4 screens
TOHKN4 screens

Verdict

The call

The clearest difference is ratings volume: TOHKN at 51 against Pay SV's 2. TOHKN also leads on update cadence (every 11 days vs monthly). Pay SV's advantage is device support (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Pay SV against 4.9 for TOHKN. That said, the two scores are not equally well evidenced: TOHKN has 51 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Pay SV ships an update monthly, TOHKN every 11 days. Both last shipped on October 30, 2026.

Scorecard3 real differences · 7 level
Pay SV versus TOHKN: the parameters behind the verdict, then further details
ParameterPay SVTOHKN
PriceFreeFree
Rating5.0 (2 ratings) — better4.9 (51 ratings)
Positive reviews—100.0% of reviews
Number of ratings251 — better
Update frequencyMonthlyEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.4
Further details — not scored
Size92 MB105 MB
Age rating4+4+
DeveloperBanco Central de Reserva de El SalvadorMIO3 S.A. de C.V.

Customer experience

Pay SV

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

TOHKN

All ratings51 ratings
Positive98.0%
Neutral0.0%
Negative2.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Pay SV

No in-app purchases

None

TOHKN

No in-app purchases

Questions

Is Pay SV free?
Pay SV is free to download, with no in-app purchases.
Is TOHKN free?
TOHKN is free to download, with no in-app purchases.
Which has better reviews, Pay SV or TOHKN?
Pay SV is rated higher. Pay SV averages 5.0 out of 5 from 2 ratings, while TOHKN averages 4.9 from 51 ratings.
Do Pay SV or TOHKN have ads?
Neither Pay SV nor TOHKN shows ads.
Which is updated more often, Pay SV or TOHKN?
Pay SV ships an update monthly, and TOHKN every 11 days. Most recently, Pay SV was updated on October 30, 2026 and TOHKN on October 30, 2026.

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