Card Smart vs PA

Take full control of your credit card payments — without sharing a single piece of personal data. Credit Wise helps you understand how your credit cards work, calculate interest, and plan smarter purchases — all offline and 100% private. Key Features: - Add all your credit cards - Store name, interest rate (APR), cutoff date, and payment date — just what you need, nothing you don’t. - Simulate any purchase - Enter a date, amount, and card — instantly see: - When it will appear on your statement - The exact due date - Interest you’ll pay if you don’t pay in full - Get useful payment tips - Learn when’s the best day to buy to get extra days before payment or save interest. - Visual Payment Calendar - View your upcoming purchases, statement closes, and due dates on an intuitive timeline. See how waiting just a few days can change everything. - Offline. Private. Secure. - Credit Wise works entirely on your device. No logins. No cloud. No personal data shared. - Export your data - Generate and share detailed payment reports in Excel or PDF format. Perfect for Anyone who uses credit cards and wants to make smarter decisions about when and how to pay. Stop guessing. Start planning smarter with Credit Wise.

PA-Tracker connects to your prop firm broker and verifies every PnL number from the source. Self-reported trading screenshots don't survive daylight. PA-Tracker pulls your real balance and PnL straight from Rithmic and Tradovate — the same data your broker sees — and timestamps it. No edits. No cherry-picking. WHAT IT DOES • Connect your Apex, Topstep, or other prop firm account via Rithmic or Tradovate • See your live balance, today's PnL, and cumulative history • Opt into the public scoreboard — verified handles, firms, and outcomes • Track payouts, blown accounts, and firm-level trading reality • Free. WHO IT'S FOR Traders who believe the edge is provable, firms that want third-party verification, and anyone tired of screenshots masquerading as track records. HOW YOUR DATA IS HANDLED • Broker credentials encrypted AES-256-GCM at rest • Your data is yours — nothing public unless you opt in • No device fingerprinting, no cross-app tracking, no data brokers • Full privacy policy at pa-tracker.com/privacy WHAT IT'S NOT PA-Tracker doesn't place trades. It only reads balance state. Your trading, your risk, your broker — all you. We just show the numbers the way they actually happened. If the edge is real, it survives daylight.