Card Smart vs Factor Feed

Take full control of your credit card payments — without sharing a single piece of personal data. Credit Wise helps you understand how your credit cards work, calculate interest, and plan smarter purchases — all offline and 100% private. Key Features: - Add all your credit cards - Store name, interest rate (APR), cutoff date, and payment date — just what you need, nothing you don’t. - Simulate any purchase - Enter a date, amount, and card — instantly see: - When it will appear on your statement - The exact due date - Interest you’ll pay if you don’t pay in full - Get useful payment tips - Learn when’s the best day to buy to get extra days before payment or save interest. - Visual Payment Calendar - View your upcoming purchases, statement closes, and due dates on an intuitive timeline. See how waiting just a few days can change everything. - Offline. Private. Secure. - Credit Wise works entirely on your device. No logins. No cloud. No personal data shared. - Export your data - Generate and share detailed payment reports in Excel or PDF format. Perfect for Anyone who uses credit cards and wants to make smarter decisions about when and how to pay. Stop guessing. Start planning smarter with Credit Wise.

Factor Feed is the all-in-one hub for traders, analysts, and economic enthusiasts. Aggregate over 100 critical economic and market indicators into a sleek, high-contrast dashboard. Track inflation, labor markets, treasury yields, and global commodities—without the bloat, the tracking, or the algorithmic noise. EXPERIENCE THE CORE FOR FREE Factor Feed is built for speed and clarity. Access the essential data you need to monitor the global economy—no account creation, no logins, and no ads required. • Live Macro Data: Monitor 40+ key economic indicators. • Global & Regional Insight: Analyze 50 U.S. states and 40+ countries. • Customizable Dashboard: Tailor your layout and theme. • Smart Alerts: Receive push notifications for FOMC meetings and Fed rate decisions. • Track your essentials: Follow up to 5 indicators on your home screen. UPGRADE TO FACTOR FEED PRO Take your analysis to the institutional level with an optional Factor Feed Pro subscription. • Deep-Dive Terminal: Access full data category themes, widget detail overlays, and granular breakdowns (e.g., CPI by category, JOLTS flows, bond-market inflation forecasts). • Unlimited Tracking: Monitor as many indicators as you need. • Advanced State Insights: Unlock premium metrics including Cost of Living, GDP per Capita, Labor Force Participation, Real Estate trends, and Fiscal Health forecasts. • Pro Notifications: Set custom alerts for upcoming economic releases and Fear & Greed Index extreme-zone alerts (stock and crypto). WHY FACTOR FEED? • Freshness-Focused: Data is pulled fresh from upstream providers at view-time. We never display misleading, stale, or hardcoded values; if a source is updating, the app provides a clear, honest loading state. • Privacy-First: We prioritize your autonomy. There are zero third-party ad SDKs and zero behavioral tracking. Your data and watchlists remain yours alone. • Institutional-Grade Sources: We aggregate and normalize data from trusted entities, including the St. Louis Fed (FRED), U.S. Treasury, BLS, BEA, U.S. Census Bureau, World Bank, ECB, and more. A full, transparent list is always available in Settings → Data Sources. • Offline Functionality: Access your latest datasets even when you’re off the grid; the app falls back to local cache and resumes fresh streams upon reconnection. SUBSCRIPTION & SUPPORT • Factor Feed Pro is an auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage your subscription in your iOS Settings > [Apple ID] > Subscriptions. • Factor Feed is for informational purposes only. It is not a brokerage, does not facilitate trading, and provides no financial advice. • Questions? Contact us at: signatureappssupport+factorfeed@gmail.com • Privacy Policy: https://github.com/thisiischris/FactorFeedApp-Public/blob/main/PRIVACY.md