Comparison

PayMan Token vs Screder EU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayMan Token

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PayMan Token: Your Essential Security Companion for Payments PayMan Token is the dedicated security app designed exclusively for existing users of our PayMan web banking platform. Revolutionize how you protect your online payments by replacing vulnerable SMS and email OTP codes with instant, secure push notifications and one-touch approval. Experience a new standard of security and convenience for all your transaction activities. PayMan Token provides a secure second factor (2FA) for multi-factor authentication (MFA). Use the app to safely authorize your payments. Move beyond typing codes. PayMan Token instantly alerts you to pending payment transactions. Simply open the app and authorize the payment with a single touch using your device's biometric authentication (Fingerprint or Face Unlock). Your biometric data never leaves your device, ensuring maximum security and compliance. Key Features and Benefits: 1. Secure Payment Approvals: Authorize payments with complete confidence using a secure token for transactions. 2. Instant Push Approvals: Eliminate network delays and the risk of SIM-swapping. Receive real-time, encrypted transaction details directly to your enrolled mobile device. 3. Centralized Authorization Inbox: Seamlessly manage all your pending payment authorizations from one trusted screen. 4. Multi-Profile Management: Easily see your personal and business banking profiles to handle payment approvals for all your linked accounts within a single app. 5. Always in Control: Enjoy peace of mind with real-time updates and clear confirmation of your approved actions, enhancing fraud prevention and payment security. 6. Personalized Security Settings: Tailor your experience by enabling or managing biometric authentication, dark mode, and notification preferences. Important Note for Download: PayMan Token is built to enhance the security and user experience for individuals already using our official PayMan web banking services. You must have an active PayMan web banking account to enroll and use this security token app for payment authorization. Download PayMan Token today to take ultimate control of your payment security and enjoy a faster, more streamlined authorization process.

About

Screder EU

Features
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A SCREDER Europa é um banco digital, foi desenvolvida para ajudar particulares e empresas a gerir as suas finanças de forma segura, rápida e intuitiva. Com uma interface moderna e funcionalidades pensadas para o dia a dia, pode acompanhar as suas contas, realizar pagamentos, efetuar transferências e gerir o seu dinheiro a partir de um único lugar. Funcionalidades: • Conta digital • Contas multimoeda • Cartões virtuais e físicos • Transferências internacionais • Conversão de moeda • Gestão de despesas • Soluções para particulares e empresas • Serviço de concierge

Screenshots

PayMan Token4 screens
Screder EU4 screens

Verdict

The call

The clearest difference is update cadence: Screder EU at every 2 days against PayMan Token's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayMan Token ships an update monthly, Screder EU every 2 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 5 level
PayMan Token versus Screder EU: the parameters behind the verdict, then further details
ParameterPayMan TokenScreder EU
PriceFreeFree
Update frequencyMonthlyEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size43 MB34 MB
Age rating4+4+
DeveloperPayMan GroupSCREDER SERVICOS DE APLICACAO E HOSPEDAGEM NA INTERNET LTDA

In-app purchases

None

PayMan Token

No in-app purchases

None

Screder EU

No in-app purchases

Questions

Is PayMan Token free?
PayMan Token is free to download, with no in-app purchases.
Is Screder EU free?
Screder EU is free to download, with no in-app purchases.
Do PayMan Token or Screder EU have ads?
Neither PayMan Token nor Screder EU shows ads.
Which is updated more often, PayMan Token or Screder EU?
PayMan Token ships an update monthly, and Screder EU every 2 days. Most recently, PayMan Token was updated on October 30, 2026 and Screder EU on November 5, 2026.

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