TopMobile vs Elephant FX
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
TopMobile
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TopMobile is the official mobile app of Top Rate Microfinance Bank Ltd designed to help you manage your finances on the go with speed, security, and simplicity. Whether you're saving, transferring money, managing your finances, TopMobile empowers you to bank smart and live better. Key Highlights: Send and receive money instantly Biometric Login for Enhanced Security Manage your Beneficiaries 24/7 customer support access Track your finances on the go Transaction History & Smart Notifications Much more interesting features in the works. Built by Top Rate Microfinance Bank Ltd, TopMobile is secure, simple, and made for you. Download now and bank smarter!
Elephant FX
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Elephant FX helps verified customers manage NGN-focused financial activity from one mobile app. Use Elephant FX to: ⢠Securely sign in and manage your account ⢠View NGN, USD, CNH, EUR, HKD, SGD, GBP and AED wallet balances and activity ⢠Review reference rates and submit eligible currency exchanges ⢠Submit eligible fiat transfer requests using verified recipient details ⢠View transaction and order history, statuses and receipts ⢠Access eligible virtual card features ⢠Manage account security, privacy choices and signed-in devices ⢠Contact customer support and request account deletion Feature availability depends on identity verification, account eligibility, country, transaction limits, recipient validation and service controls. Exchange, transfer and virtual card actions may be restricted or temporarily unavailable. Standalone USDT transaction actions are not available in this version. Elephant FX is operated by Elephant Globe Limited. Support: https://elephantfx.net/contact Privacy: https://elephantfx.net/privacy Terms: https://elephantfx.net/terms
Screenshots
Verdict
The clearest difference is ads: Elephant FX at none against TopMobile's shown. Elephant FX also leads on update cadence (every 2 weeks vs every 4 months). TopMobile's advantage is device support (3 vs 1). On price, in-app purchases and iOS requirement there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TopMobile ships an update every 4 months, Elephant FX every 2 weeks. The most recent releases landed on October 3, 2026 and October 4, 2026 respectively.
| Parameter | TopMobile | Elephant FX |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 2 weeks ā better |
| Ads | Yes | No ā better |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod ā better | iPhone |
| Requires iOS | 15.1 ā better | 16.4 |
| Further details ā not scored | ||
| Size | 48 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Toprate Mutual Finance Limited | ELEPHANT GLOBE LIMITED |
In-app purchases
TopMobile
No in-app purchases
Elephant FX
No in-app purchases









