Aella MFB vs PerkMinder
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Aella MFB
This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.
- Loans
- Investments
- Bill payments
- Micro-insurance
- Peer-to-peer transfers
- Address verification via location monitoring
Read full descriptionHide full description
Aella MFB takes the hassle out of Finance - whether you are a business or an individual, we put control back in your hands with simple, straightforward products. Our "true north" is designed to help customers build financial independence by building simple products; loans, investments, bill payments, micro-insurance plans, and peer-to-peer money transfers. Why Aella MFB? We exist to simplify and open up financial access for all in emerging markets - by leveraging technology and widespread mobile adoption, we build products to make an impact at the frontier of Financial Inclusion. Our app has a feature for verifying addresses, which requires the ability to monitor regions and receive location updates in the background. This feature is essential for accurately verifying a user's address and providing access to higher loan limits and tier 3 level transaction limits. We have created a video showcasing this feature, which we have attached for your reference. You can see in the video how the app monitors a user's location and registers a region around their address. Once the user has visited the region a certain number of times, the address is verified. We understand that enabling the "Location" background mode can have an impact on battery life, and we have taken steps to minimize this impact. For example, we only monitor regions that are explicitly registered by the user and don't monitor location updates when the user is outside registered region. We believe that our use of the "Location" background mode is essential for the core functionality of our app and we have demonstrated this in the video.
PerkMinder
Read full descriptionHide full description
Get reminders before your premium card credits expire. Free, no bank login required. If you have a premium credit card, you're paying hundreds of dollars a year in fees for benefits you probably aren't fully using. Monthly credits expire. Annual perks go forgotten. And most tracking tools are built for people managing 5+ cards, not two or three. PerkMinder is different. It tracks benefits for the Amex Platinum, Chase Sapphire Reserve, and Amex Gold -- and reminds you before your credits reset. No spreadsheets. No complicated setup. Just notifications when it matters. What PerkMinder does: Shows what's expiring soon across all your cards Sends smart reminders based on each benefit's reset cycle Lets you mark benefits as used and track your progress Calculates your ROI against your annual fee Tracks monthly, quarterly, semi-annual, and annual credits Questions or feedback? Reach out at support@perkminder.com.
Screenshots
Verdict
Aella MFB and PerkMinder are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Aella MFB ships an update every 2 weeks, PerkMinder every 10 days. The most recent releases landed on October 23, 2026 and October 20, 2026 respectively.
| Parameter | Aella MFB | PerkMinder |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (195 ratings) — better | — |
| Positive reviews | 37.5% of reviews | — |
| Number of ratings | 195 — better | — |
| Update frequency | Every 2 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 109 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Aella Microfinance Bank Limited | Jeffrey Liu |
In-app purchases
Aella MFB
No in-app purchases
PerkMinder
No in-app purchases









