Aella MFB vs Dwellrs

Aella MFB takes the hassle out of Finance - whether you are a business or an individual, we put control back in your hands with simple, straightforward products. Our "true north" is designed to help customers build financial independence by building simple products; loans, investments, bill payments, micro-insurance plans, and peer-to-peer money transfers. Why Aella MFB? We exist to simplify and open up financial access for all in emerging markets - by leveraging technology and widespread mobile adoption, we build products to make an impact at the frontier of Financial Inclusion. Our app has a feature for verifying addresses, which requires the ability to monitor regions and receive location updates in the background. This feature is essential for accurately verifying a user's address and providing access to higher loan limits and tier 3 level transaction limits. We have created a video showcasing this feature, which we have attached for your reference. You can see in the video how the app monitors a user's location and registers a region around their address. Once the user has visited the region a certain number of times, the address is verified. We understand that enabling the "Location" background mode can have an impact on battery life, and we have taken steps to minimize this impact. For example, we only monitor regions that are explicitly registered by the user and don't monitor location updates when the user is outside registered region. We believe that our use of the "Location" background mode is essential for the core functionality of our app and we have demonstrated this in the video.

Dwellrs is the on-the-go companion to dwellrs.com — the property management platform built for Nigeria. WHO IT'S FOR Already using Dwellrs on the web? Get the app to manage your rentals from your pocket. • Tenants — pay rent, request maintenance, view receipts, message your landlord, see your bills at a glance. • Landlords & property managers — keep an eye on payouts, tenants, maintenance, and leases wherever you are. Set-up (creating your portfolio, configuring payouts, inviting tenants) is done on dwellrs.com; the app keeps you in the loop everywhere else. FOR TENANTS • Pay rent and bills in seconds with cards, bank transfers, USSD, or Opay • Full payment history with downloadable receipts • Submit and track maintenance requests with photos • Message your landlord or property manager directly • Push notifications for due bills and important updates • See pending and failed payments at a glance from the home screen FOR LANDLORDS & MANAGERS • Today dashboard with rent collected, outstanding balances, and urgent maintenance • Tap a property for tenants, payments, leases, payouts, and team • Approve, mark in-progress, or close maintenance requests • Track payouts in NGN, USD, EUR, and GBP • Real-time chat with tenants, landlords, and team members — with full moderation (block, report) • Manage multi-unit properties and per-unit managers • Bank-grade security with escrow protection on every transaction SECURITY & TRUST • End-to-end encrypted communication • Escrow protection on rent and refundable deposits • Multi-PSP payment routing for higher success rates • Biometric sign-in (Face ID / Touch ID) with auto-lock after inactivity • Privacy-by-default — dashboard amounts hidden on every app open • In-app reporting and blocking for chat safety GETTING STARTED Property owners and managers with an existing Dwellrs account can sign in here to manage their portfolio on the go. Your full management dashboard, including new portfolio set-up, lives on dwellrs.com. Tenants invited to a property can sign up directly in the app. Need help? Visit dwellrs.com/help-center or email contactus@dwellrs.com.