Aella MFB vs CashX
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Aella MFB
This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.
- Loans
- Investments
- Bill payments
- Micro-insurance
- Peer-to-peer transfers
- Address verification via location monitoring
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Aella MFB takes the hassle out of Finance - whether you are a business or an individual, we put control back in your hands with simple, straightforward products. Our "true north" is designed to help customers build financial independence by building simple products; loans, investments, bill payments, micro-insurance plans, and peer-to-peer money transfers. Why Aella MFB? We exist to simplify and open up financial access for all in emerging markets - by leveraging technology and widespread mobile adoption, we build products to make an impact at the frontier of Financial Inclusion. Our app has a feature for verifying addresses, which requires the ability to monitor regions and receive location updates in the background. This feature is essential for accurately verifying a user's address and providing access to higher loan limits and tier 3 level transaction limits. We have created a video showcasing this feature, which we have attached for your reference. You can see in the video how the app monitors a user's location and registers a region around their address. Once the user has visited the region a certain number of times, the address is verified. We understand that enabling the "Location" background mode can have an impact on battery life, and we have taken steps to minimize this impact. For example, we only monitor regions that are explicitly registered by the user and don't monitor location updates when the user is outside registered region. We believe that our use of the "Location" background mode is essential for the core functionality of our app and we have demonstrated this in the video.
CashX
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Turn a pile of bank statements into a clear picture of your money. CashX reads statements from any bank, organizes every transaction, and gives you an AI copilot that actually understands your finances. UPLOAD ANY STATEMENT Add a PDF, CSV, or even a photo or screenshot of a statement from any bank. CashX's AI reads it, extracts every transaction, and cleans up messy descriptions automatically — works with Kaspi, Halyk, Freedom, and international banks alike. ONE DASHBOARD FOR EVERY ACCOUNT See all your banks and cards in a single unified view: balances, income vs. spending, and exactly where your money goes — automatically categorized, no manual entry. YOUR PERSONAL FINANCE COPILOT Ask anything: "Can I afford this?", "Where did my money go last month?", "How much am I spending on subscriptions?" The copilot answers using your real numbers — not generic advice. AI FINANCIAL REVIEW Get a personalized analysis of your cash flow, spending patterns, and concrete moves to improve this month — written around your actual data. BUILT FOR EVERYONE 20 languages and multi-currency support, multi-bank from day one. PRIVATE BY DESIGN Your statements are encrypted and read-only. CashX never moves your money and never sells your data. You can delete everything, anytime, right from the app. CashX is a personal-finance tool for education and insight — not a bank, broker, or licensed financial advisor. SUBSCRIPTIONS CashX Premium ($9.99/month) unlocks AI financial reviews, the copilot, and stock news. Payment is charged to your Apple ID account, and subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Aella MFB at none against CashX's 1. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CashX sells 1 in-app purchase, starting at $9.99 per month. Aella MFB asks for nothing beyond the download.
| Parameter | Aella MFB | CashX |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (196 ratings) — better | — |
| Positive reviews | 37.5% of reviews | — |
| Number of ratings | 196 — better | — |
| Update frequency | Every 2 weeks | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 109 MB | 43 MB |
| Age rating | 4+ | 12+ |
| Developer | Aella Microfinance Bank Limited | Magzhan Yessengeldi |
In-app purchases
Aella MFB
No in-app purchases
CashX
- CashX Premium$9.991 Month









