Comparison

PocketBacktest vs DivIncome

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PocketBacktest

Features
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How would that portfolio actually have done? Type the tickers, set the weights, pick a period, tap Run Backtest. You get a clean growth chart and the numbers that matter. In about ten seconds, with no account and no spreadsheet. BUILD IT YOUR WAY • Save multiple portfolios of stocks, ETFs, and crypto • Start from a preset - 60/40 Balanced, All Weather, Three-Fund, Total Nasdaq, Crypto Blend and more • Split weights evenly with one tap, or type them to the decimal • Duplicate a portfolio to try a variation without losing the original • Swipe to delete; each portfolio keeps the colour it uses on the chart TEST IT PROPERLY • Periods from 1 week to 5 years, YTD, or the full available history • Rebalancing: Buy & Hold, Monthly, Quarterly, or Annually • Add recurring contributions - daily, weekly, monthly, quarterly or yearly • Set your own risk-free rate for the risk figures THE NUMBERS • Total return, CAGR, and ending balance • Money-weighted return (MWRR) once you are adding contributions • Maximum drawdown - the worst peak-to-trough fall along the way • Volatility, Sharpe, Sortino, Calmar, and beta • Contributions are excluded from the return maths, so money you paid in is never counted as growth READ THE CHART • Compare every portfolio on one chart, side by side • Drag to inspect any single day; press and hold, then drag, to measure a range • Turn the phone sideways for a full-screen chart • Optional log scale, or start everything at 100 to compare shape rather than dollars • Export a run as CSV and a chart image, zipped and ready to share MADE TO LIVE ON YOUR PHONE • Ten themes, each with a genuine light and dark version that follows your System setting • Portfolio Pulse widget keeps your last run on the home screen • Ask Siri: "Run a backtest in PocketBacktest" • Full Dynamic Type, VoiceOver labels, and Reduce Motion support • Prices are cached, so recent runs still work with a weak connection Disclaimer: The information provided in this app is for informational and entertainment purposes only and should not be considered financial advice. Past performance does not predict future results. Always do your own research or consult a qualified financial professional before making investment decisions.

About

DivIncome

Monitor your passive income and investment performance with this straightforward dividend portfolio tracker. It's designed for income investors to easily keep tabs on their financial streams.

Highlights
  • Dividend portfolio tracking
  • Passive income monitoring
  • Portfolio performance analysis
  • Designed for income investors
  • Simple and powerful interface
Features
Read full description

DivIncome is a simple, beautiful dividend portfolio tracker for income investors who want to see their passive income clearly — and watch it grow. SEE YOUR INCOME AT A GLANCE • Total portfolio value and dividend income broken down by day, week, month, and year • Average yield and yield on cost across your whole portfolio • Clean dashboard the moment you open the app VISUAL INSIGHTS (NEW) • Dividend composition pie chart — see which holdings drive your income • Invested vs. Income bars — compare the capital in each stock against the dividends it generates • Projected monthly income chart — see what's coming over the next 12 months, based on real payout schedules • Tap through to detailed analytics: top performers, top payers, highest yielders, and composition DIVIDEND CALENDAR • Upcoming payment dates so you know when income arrives • Ex-dividend dates so you never miss a payout • Recurring dates projected forward from each holding's payout frequency REINVESTMENT PLANNING • Project how your income compounds when you reinvest • Understand the long-term impact of DRIP on your portfolio GOALS & SUGGESTIONS • Set a monthly or annual dividend income goal and track your progress • See an estimate of how much more to invest to reach it • Discover dividend stocks popular with other DivIncome users — powered by anonymous, aggregate data only EASY TO NAVIGATE • Everything one tap away in a bottom tab bar: Portfolio, Insights, Calendar, Reinvest, Settings • Add a holding with just a ticker — company name and dividend data fill in automatically • Pull to refresh for up-to-date prices and dividends PRIVACY FIRST • Your holdings, shares, and cost basis stay on your device • No account, no sign-in, no ads • The only data ever shared is anonymous and aggregate: refreshed dividend figures and (if you open Suggestions) the list of ticker symbols you hold, tied to a random ID — never dollar amounts or anything that identifies you PERFECT FOR • Dividend growth investors • Income-focused and FIRE portfolios • Long-term buy-and-hold investors building passive income Download DivIncome and take control of your dividend income today.

Screenshots

PocketBacktest4 screens
DivIncome4 screens

Verdict

The call

The clearest difference is in-app purchases: PocketBacktest at none against DivIncome's 3. DivIncome's advantage is ads (none vs shown) and update cadence (fortnightly vs every 6 weeks). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. DivIncome sells 3 one-off in-app purchases. PocketBacktest asks for nothing beyond the download.

UpkeepUpdate frequency

PocketBacktest ships an update every 6 weeks, DivIncome fortnightly. The most recent releases landed on October 15, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
PocketBacktest versus DivIncome: the parameters behind the verdict, then further details
ParameterPocketBacktestDivIncome
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 6 weeksFortnightly — better
AdsYesNo — better
In-app purchasesNo — betterYes
Monetization—Free
DevicesiPhoneiPhone, iPad — better
Requires iOS18.017.6 — better
Further details — not scored
Size7 MB8 MB
Age rating4+4+
DeveloperDaniel CannonWilson Soethe Cursino

In-app purchases

None

PocketBacktest

No in-app purchases

3 purchases

DivIncome

One-time3
  • DivIncome Small Tip$0.99
  • DivIncome Medium Tip$2.99
  • DivIncome Large Tip$4.99

Questions

Is PocketBacktest free?
PocketBacktest is free to download, with no in-app purchases.
Is DivIncome free?
DivIncome is free to download, with in-app purchases available.
Do PocketBacktest or DivIncome have ads?
PocketBacktest shows ads; DivIncome does not.
Which is updated more often, PocketBacktest or DivIncome?
PocketBacktest ships an update every 6 weeks, and DivIncome fortnightly. Most recently, PocketBacktest was updated on October 15, 2026 and DivIncome on October 25, 2026.

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