Comparison

Split Mate vs WhoPays

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Split Mate

Features
Read full description

SplitMate is a simple and powerful expense splitter designed to help you manage shared expenses, split bills, and track group spending effortlessly. Whether you're sharing rent with roommates, splitting dining bills, or managing trip expenses, SplitMate keeps everything organized and easy to understand. Smart Expense Splitting Add expenses in seconds and split them equally or with custom amounts. SplitMate automatically calculates balances so you always know who owes whom. Perfect for Groups Create multiple groups for trips, households, friends, or teams. Keep each group's expenses separate and organized. Clear Balance Tracking Track all shared expenses and payments in one place. Get a clear overview of balances and settle debts quickly. Expense History & Reports View detailed expense history, add notes, and export reports for budgeting or record-keeping. Key Features โ€ข Split bills equally or with custom amounts โ€ข Track who owes whom in real-time โ€ข Create and manage multiple groups โ€ข Add notes and categorize expenses โ€ข View complete expense history โ€ข Record and track payments โ€ข Export expense reports Who Can Use SplitMate โ€ข Roommates sharing rent and utilities โ€ข Friends splitting bills and outings โ€ข Couples managing shared expenses โ€ข Travel groups tracking trip spending โ€ข Teams handling shared costs Privacy & Security Your data is securely stored and only visible to your group members. SplitMate ensures transparent and safe expense tracking with no hidden charges.

About

WhoPays

Features
Read full description

WhoPays tells you who pays next to minimize settles. A dead-simple group expense tracker for trips and roommates: add people, tap "I paid," and balances stay near even without end-of-trip math. Why it is simpler * One action: "I paid" โ†’ pick who was included, enter amount. * Next payer banner: always shows who should pay next. * Direct pay: record reimbursements (A โ†’ B) when needed. * Multi-currency: log in any currency; rates fetched & cached; original + converted shown in group currency. * Clear history: original and converted amounts; edit or delete anytime. * Invite links: join via link (no codes); add people before they install and their expenses transfer when they join. * Member management: person details to see status, resend invites, remove members, or leave the group. * Fast sync, works offline: real-time updates with anonymous sign-in. No bank links, no clutter. * Export as PDF: statement with all transactions, balances, and a settle-up suggestion. * Notifications: know when someone adds a new expense. Perfect for * Vacations and weekend trips * Shared apartments and groceries * Clubs, teams, and casual group buys Keep it fair, keep it moving. WhoPays makes splitting effortless by telling you who pays next.

Screenshots

Split Mate4 screens
WhoPays4 screens

Verdict

The call

The clearest difference is update cadence: WhoPays at weekly against Split Mate's fortnightly. Split Mate's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Split Mate ships an update fortnightly, WhoPays weekly. The most recent releases landed on September 10, 2026 and September 16, 2026 respectively.

Scorecard2 real differences ยท 4 level
Split Mate versus WhoPays: the parameters behind the verdict, then further details
ParameterSplit MateWhoPays
PriceFreeFree
Update frequencyFortnightlyWeekly โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS12.0 โ€” better15.0
Further details โ€” not scored
Size66 MB59 MB
Age rating4+4+
DeveloperMilin PatelDamian Troncoso

In-app purchases

None

Split Mate

No in-app purchases

None

WhoPays

No in-app purchases

Questions

Is Split Mate free?
Split Mate is free to download, with no in-app purchases.
Is WhoPays free?
WhoPays is free to download, with no in-app purchases.
Do Split Mate or WhoPays have ads?
Neither Split Mate nor WhoPays shows ads.
Which is updated more often, Split Mate or WhoPays?
Split Mate ships an update fortnightly, and WhoPays weekly. Most recently, Split Mate was updated on September 10, 2026 and WhoPays on September 16, 2026.

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