Split Mate vs WhoPays
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Split Mate
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SplitMate is a simple and powerful expense splitter designed to help you manage shared expenses, split bills, and track group spending effortlessly. Whether you're sharing rent with roommates, splitting dining bills, or managing trip expenses, SplitMate keeps everything organized and easy to understand. Smart Expense Splitting Add expenses in seconds and split them equally or with custom amounts. SplitMate automatically calculates balances so you always know who owes whom. Perfect for Groups Create multiple groups for trips, households, friends, or teams. Keep each group's expenses separate and organized. Clear Balance Tracking Track all shared expenses and payments in one place. Get a clear overview of balances and settle debts quickly. Expense History & Reports View detailed expense history, add notes, and export reports for budgeting or record-keeping. Key Features โข Split bills equally or with custom amounts โข Track who owes whom in real-time โข Create and manage multiple groups โข Add notes and categorize expenses โข View complete expense history โข Record and track payments โข Export expense reports Who Can Use SplitMate โข Roommates sharing rent and utilities โข Friends splitting bills and outings โข Couples managing shared expenses โข Travel groups tracking trip spending โข Teams handling shared costs Privacy & Security Your data is securely stored and only visible to your group members. SplitMate ensures transparent and safe expense tracking with no hidden charges.
WhoPays
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WhoPays tells you who pays next to minimize settles. A dead-simple group expense tracker for trips and roommates: add people, tap "I paid," and balances stay near even without end-of-trip math. Why it is simpler * One action: "I paid" โ pick who was included, enter amount. * Next payer banner: always shows who should pay next. * Direct pay: record reimbursements (A โ B) when needed. * Multi-currency: log in any currency; rates fetched & cached; original + converted shown in group currency. * Clear history: original and converted amounts; edit or delete anytime. * Invite links: join via link (no codes); add people before they install and their expenses transfer when they join. * Member management: person details to see status, resend invites, remove members, or leave the group. * Fast sync, works offline: real-time updates with anonymous sign-in. No bank links, no clutter. * Export as PDF: statement with all transactions, balances, and a settle-up suggestion. * Notifications: know when someone adds a new expense. Perfect for * Vacations and weekend trips * Shared apartments and groceries * Clubs, teams, and casual group buys Keep it fair, keep it moving. WhoPays makes splitting effortless by telling you who pays next.
Screenshots
Verdict
The clearest difference is update cadence: WhoPays at weekly against Split Mate's fortnightly. Split Mate's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Split Mate ships an update fortnightly, WhoPays weekly. The most recent releases landed on September 10, 2026 and September 16, 2026 respectively.
| Parameter | Split Mate | WhoPays |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Weekly โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod โ better | iPhone, iPod |
| Requires iOS | 12.0 โ better | 15.0 |
| Further details โ not scored | ||
| Size | 66 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Milin Patel | Damian Troncoso |
In-app purchases
Split Mate
No in-app purchases
WhoPays
No in-app purchases









