Comparison

HrPay vs Cloverleaf Microfinance Bank

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

HrPay

Features
Read full description

HR Pay is a secure digital wallet that makes everyday payments simple. Fund your wallet, pay for supported services, and track your transactions with ease. Built for speed, reliability, and convenience, HR Pay helps you manage payments anytime, anywhere.

About

Cloverleaf Microfinance Bank

Features
Read full description

Cloverleaf MFB Banking App is a digital banking platform designed to provide seamless, secure, and convenient banking services for customers. The app supports a wide range of transactions, including account opening, intra-bank and inter-bank transfers, transaction monitoring, target savings, and fixed deposit management. The platform is built to support day-to-day banking needs while enabling customers to easily access financial services anytime and anywhere. In addition to core banking services, Cloverleaf MFB focuses on providing tailored financial solutions such as account opening, transfers and savings for individuals and businesses day-to-day transactions. A key objective of the app is to support green energy–focused customers, offering banking services that align with sustainable and environmentally friendly initiatives. Through this, the bank aims to promote financial inclusion through account opening, economic growth, and financial transactions within the green energy ecosystem.

Screenshots

HrPay4 screens
Cloverleaf Microfinance Bank4 screens

Verdict

The call

The clearest difference is update cadence: Cloverleaf Microfinance Bank at every 11 days against HrPay's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HrPay ships an update monthly, Cloverleaf Microfinance Bank every 11 days. The most recent releases landed on November 9, 2026 and October 25, 2026 respectively.

Scorecard1 real difference Β· 5 level
HrPay versus Cloverleaf Microfinance Bank: the parameters behind the verdict, then further details
ParameterHrPayCloverleaf Microfinance Bank
PriceFreeFree
Update frequencyMonthlyEvery 11 days β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details β€” not scored
Size40 MB58 MB
Age rating4+17+
DeveloperTERA HR TECHNOLOGIES LIMITEDKREATENG TECHNOLOGY LIMITED

In-app purchases

None

HrPay

No in-app purchases

None

Cloverleaf Microfinance Bank

No in-app purchases

Questions

Is HrPay free?
HrPay is free to download, with no in-app purchases.
Is Cloverleaf Microfinance Bank free?
Cloverleaf Microfinance Bank is free to download, with no in-app purchases.
Do HrPay or Cloverleaf Microfinance Bank have ads?
Neither HrPay nor Cloverleaf Microfinance Bank shows ads.
Which is updated more often, HrPay or Cloverleaf Microfinance Bank?
HrPay ships an update monthly, and Cloverleaf Microfinance Bank every 11 days. Most recently, HrPay was updated on November 9, 2026 and Cloverleaf Microfinance Bank on October 25, 2026.

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