Asset Forecast vs FI Architect

Asset Forecast – Visualize the ‘Weather’ of Your Finances Asset Forecast is a modern wealth app that helps you understand your financial health as easily as checking the weather. From recording data to forecasting future assets, it offers seamless, end-to-end support. Leave spreadsheets behind and manage your wealth simply and securely from your iPhone. Overview Asset Forecast lets you see your money. Enter income, expenses, or investments, and your asset status appears as familiar weather icons — Sunny, Cloudy, or Rainy. Grasp trends instantly, stay motivated, and keep growing assets over time. All information is safely stored on your device, never sent elsewhere. Ideal for anyone seeking secure, intuitive, and enjoyable wealth management. Concept Our concept is to “visualize the present and future of your wealth like a weather forecast.” Weather icons show trends intuitively; charts and numbers add precision. Forecasting tools project income, expenses, and investments years ahead. With rich graphs and customizable dashboards, you can analyze finances your way — numeric or visual. A forward-thinking app for everyone, from first-time savers to data-driven investors. Key Features • End-to-end asset management, from records to simulations. • Visual “financial weather” with daily trend icons. • 50+ analysis metrics in customizable dashboards. • No spreadsheets or formulas — all inside the app. • Secure local storage with no external transmission. • Multi-currency and multi-language support. • Clean, intuitive UI for all users. Main Functions Actual Data Input Record monthly income, expenses, and assets. Register any source — salary, side income, dividends — freely. Create and edit categories to match your lifestyle. Supports 30+ currencies for global assets. Forecasting Simulate future asset growth automatically from actual data. Set returns and interest rates for realistic projections. Include dividends, unrealized gains, and loans for long-term planning. Analysis Visualize 50+ indicators like net worth, savings rate, and trends. Customize layout and order to build your own analysis view. Track progress visually and stay motivated. Customization & Settings Add or edit analytical elements; create categories for assets, liabilities, income, and expenses. Change display formats (ten-thousands, millions, commas). Supports light/dark themes, 30+ languages, and 45+ currencies. Goals & Progress Set savings or investment goals and track them visually. Earn badges for achievements and forecast milestones like $1M or $10M. Security & Privacy All data stays on your device — no servers, no cloud. Offline operation ensures zero leakage risk. You control saving, editing, and deleting data. Recommended For • Those who quit budgeting apps halfway. • People managing income, savings, and investments together. • Anyone tired of Excel management. • Those valuing privacy and local-only data. • People who want to feel their finances, not just calculate them. Ease of Use & Design • Charts + weather icons for instant insight. • Auto-save for effortless use. • Light/Dark mode for comfort. Upcoming Features We’ll keep evolving to deliver a more advanced experience: • AI-based trend analysis & recommendations • CSV import/export • Home-screen widget for quick snapshots • Goal alerts & monthly reports • Cross-device sync & backup Supported Devices • iPhone, iOS 16 or later • Languages: English, Japanese, Chinese, Spanish +30 others • Light/Dark themes supported Our Vision Asset Forecast shows not only numbers but the mood of your money. Check your finances like the weather — see sunny or cloudy trends, build stability, and grow confidently toward your future. Make wealth management simpler, smarter, and safer with Asset Forecast. Start your personal financial weather forecast today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://aquapeakstudio.com/privacy-policy

Should you take the Seattle offer or stay in San Diego? Buy the house now or in two years? Retire at 55 or 60? FI Architect is a financial-independence planner built for decisions. Build your plan once, then model any life choice as its own scenario and see, side by side and in today's dollars, how it moves your financial-independence date and your net worth. COMPARE YOUR FUTURES • What if…? templates for a new job or move, buying a home, buying a car, having a child, or retiring earlier or later • Live impact before you save: "FI 3 years sooner, +$420,000 at retirement" • Compare tab: your plan vs. every saved scenario, with charts and differences in today's dollars • Save, update, and switch between scenarios any time START IN A MINUTE, GO AS DEEP AS YOU WANT • Quick Estimate: six numbers give you a ballpark FI age with a market range • Guided setup walks you through income, spending, accounts, home and debts • Power-user editors with start and stop dates (year and month) on every salary, budget line, contribution, loan, property, and event MATH YOU CAN TRUST • 2026 federal tax brackets, state tax, and payroll tax (FICA) • Social Security taxation, required minimum distributions, and early-withdrawal penalties • 401(k), IRA, Roth, HSA and taxable accounts kept separate, with IRS contribution limits and employer match • Capital-gains tax on taxable accounts, mortgage and loan amortization, home purchase and sale • Retirement healthcare costs, inflation, glide paths, and spending guardrails • Monte Carlo simulation for a range of outcomes, not just one line • Every formula is explained in the app, and every year of the projection is in a table you can inspect and export FI TARGETS THAT MAKE SENSE • Your FI number, portfolio FI target after pensions and Social Security, and Coast FI age • Loan payments that will end are not treated as lifelong spending • Lean, Barista, Regular, and Fat FIRE benchmarks OPTIONAL AI ADVISOR • Ask questions in plain English: "How does the Seattle offer compare?" "What if I max my 401(k)?" • Answers use your plan's calculated results and saved scenarios • Suggested changes show their impact first and are applied only when you tap Apply • You are asked before any data is shared with the AI PRIVATE BY DESIGN • No account required. Your plan stays on your device, with export and backup when you want it • The full planner is free. FI Architect Pro adds expanded AI usage. FI Architect Pro Monthly unlocks expanded AI usage after the included free AI prompts. Subscription length is 1 month. Pricing is shown before purchase and may vary by region. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period; manage or cancel in your App Store account settings. FI Architect is an educational planning tool, not financial, tax, or investment advice. Projections are estimates based on your inputs and assumptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://njldesignlab.com/fi-architect/privacy-policy.html