Expentrac vs Finance Folio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expentrac
This app helps manage personal and shared finances with features like cloud sync, shared ledgers for family or friends, and smart budgeting. It offers comprehensive financial analysis and data export options for various use cases.
- Cloud sync across devices
- Shared ledgers for groups
- Smart budget setting
- Custom tag system
- Financial analysis charts
- Data import/export (Excel, CSV)
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Expentrac is a powerful accounting application designed for modern financial management needs. Whether it's personal bookkeeping, family budget management, or splitting travel expenses with friends, Expentrac meets all your needs. With cloud sync technology, your financial data is securely synced across all your devices, while supporting multi-user shared ledger functionality, allowing you and your family and friends to manage finances together and stay on top of your financial situation anytime, anywhere. Seamless Multi-Device Sync - All transaction data automatically syncs to all your devices - View, edit, and manage your financial records anytime, anywhere - Your data won't be lost even when switching phones Shared Ledger - Easily invite family, roommates, or friends to join your ledger - Manage household expenses together, clearly understand everyone's contribution - Perfect for family budgets, shared rental expenses, group travel cost management Multiple Ledger Management - Create multiple ledgers for different purposes - Separately manage personal expenses, family finances, project budgets - Flexible switching, grasp the big picture Smart Budget Setting - Set budgets for ledgers or categories - Visualize budget usage progress Custom Tag System - Add multiple tags to each transaction - Flexible categorization of your income and expenses - Quickly filter and find specific transactions Comprehensive Financial Analysis - Daily/Weekly/Monthly/Yearly income and expense statistics - Visualized charts of expense category ratios Data Import & Export - Support importing transaction data - Support exporting in Excel and CSV formats - Data backup for peace of mind Use Cases: - Personal Finance: Track daily income and expenses, develop good financial habits, stay on top of your financial situation - Family Finance Management: Share ledgers with family, plan budgets together, track household expenses - Roommate Sharing: Clearly record and split rent, utilities, and daily expenses - Travel: Share a travel ledger with friends and see how much each person spent - Business Expense Report: Detailed record of business expenses, easily export reports for reimbursement - Freelancer: Track project income and expenses, manage business finances Download Expentrac now and make accounting a simple habit in life, not a tedious burden.
Finance Folio
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¿A dónde se va tu dinero cada mes? FinanceFolio te lo muestra en segundos y te ayuda a tomar mejores decisiones — con el método 50/30/20, usado por millones en todo el mundo. • 50% esenciales • 30% estilo de vida • 20% ahorro e inversión LO QUE HACE POR TI - Registra ingresos y gastos en la frecuencia real de tu vida (diario, semanal, quincenal, mensual). La app los convierte a equivalente mensual automáticamente. - Insights inteligentes: te avisa cuando gastas de más, ahorras de menos o sales del balance. - Gráficas claras que comparan tu distribución actual vs. la ideal. PRIVACIDAD TOTAL Tus datos son solo tuyos. Sin cuentas. Sin servidores. Sin nube. Sin internet. Sin tracking. Todo vive en tu dispositivo. PAGA UNA VEZ, ÚSALA SIEMPRE Un solo pago. Acceso de por vida. Sin suscripciones. Disponible en español e inglés. Desarrollada por Creedex.
Screenshots
Verdict
The clearest difference is ads: Finance Folio at none against Expentrac's shown. Finance Folio also leads on update cadence (every 9 days vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Expentrac ships an update every 2 months, Finance Folio every 9 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.
| Parameter | Expentrac | Finance Folio |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Every 9 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 47 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Hongze Yan | Jose Pablo Montero Cantu |
In-app purchases
Expentrac
No in-app purchases
Finance Folio
No in-app purchases









