Pace Transfer vs SmashPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pace Transfer
Send money globally using stablecoins or local currencies. Hold a digital-dollar balance and transfer funds to other users for free. Facilitates international transfers to various regions, avoiding long wait times.
- Global money transfers
- Fund with stablecoins (USDT, USDC)
- Hold digital-dollar balance
- Free transfers to Pace users
- Local currency transfers
- Transfers to US, UK, Asia, Africa
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Global transfers app Send money anywhere in the world Fund with #stablecoins With Pace transfer, you can: - Hold a safe digital‑dollar balance - Fund with local currency, USDT, or USDC - Send digital USD to other Pace users for free - Transfer in local currencies to banks and wallets in US, UK, Asia and Africa - Avoid long international transfer waits
SmashPay
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SmashPay is a financial technology platform that enables fast, secure, and seamless global payments. Send and receive money internationally, manage multi-currency balances, and access modern payment infrastructure built for individuals and businesses. Key Features: • Global money transfers across multiple countries • Multi-currency accounts with real-time foreign exchange • Payment processing and payout capabilities • Secure account management and transaction monitoring SmashPay operates as a registered Money Services Business (MSB) in the United States and complies with applicable financial regulations, including anti-money laundering and sanctions requirements. Certain features, including digital asset-enabled transactions, may be provided through regulated partners and are subject to jurisdictional availability.
Screenshots
Verdict
The clearest difference is update cadence: SmashPay at weekly against Pace Transfer's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pace Transfer ships an update every 3 weeks, SmashPay weekly. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.
| Parameter | Pace Transfer | SmashPay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 88 MB | 68 MB |
| Age rating | 4+ | 12+ |
| Developer | PaceX Finance | SmashTech |
In-app purchases
Pace Transfer
No in-app purchases
SmashPay
No in-app purchases









