Berpay vs Splytt App

Change the way you pay. Berpay is your all-in-one digital wallet, built for instant peer-to-peer transfers, cashless payments, and secure deposits and withdrawals. Instant transfers Send and receive money in seconds with friends, family, or colleagues — no waiting, no delays. Scan & pay anywhere Pay at shops, restaurants, and local businesses using QR codes. Quick, cashless, and seamless. Deposit & withdraw your way Top up from your bank or cash out to your exchange instantly. Your funds are always accessible. One app, endless possibilities.

Splytt is the fastest way to split bills, track who owes what, and settle up with friends — without spreadsheets, awkward reminders, or lost transactions. Whether it's a dinner tab, a shared apartment, a weekend trip, or a quick personal loan — Splytt keeps your money and friendships clear. WHY SPLYTT? • Scan and go — add friends and record transactions in seconds by scanning a QR code • Personal ledger (Khata) — track lending, borrowing, and settlements with each person separately • Group splitting — create a group for trips, roommates, or events. Add expenses, split equally or custom shares, and always know who owes whom • Real-time sync — the moment a friend records or settles a payment, your ledger updates on your device • Multi-currency support — Splytt auto-picks your local currency and supports 25+ currencies for international friends • Beautiful reports — export monthly PDF or CSV statements of every transaction • Wallet & personal expenses — track your own spending with a private wallet, add spending alerts, and see monthly summaries FEATURES Bills & Groups - Create unlimited groups (trip, home, family, office…) - Add expenses with equal, custom, percentage, or share-based splits - Full activity feed of who added, edited, or settled what Personal Ledger - Scan a friend's QR to instantly link - Record udhar (money you lent) or borrowed amounts - Confirm settlements with a clear two-party workflow - Push notification the moment someone pays you back Payments & Settlement - One-tap settle up - Confirm you received the money before it clears - Full audit trail on both sides Wallet - Log daily personal expenses - Set monthly budgets and alerts - Export monthly reports as PDF or CSV Privacy & Security - End-to-end encrypted user data on Appwrite - Optional PIN and biometric lock for the ledger - No ads. No selling your data. Ever. PERFECT FOR - Roommates splitting rent, utilities, groceries - Friends on a weekend trip - Couples tracking shared expenses - Small offices splitting lunch or supplies - Anyone who lends money and wants a clean record WHAT MAKES SPLYTT DIFFERENT Most bill-splitters give you a spreadsheet. Splytt gives you a two-way conversation. Every transaction, every settlement, every confirmation is synced live to the other person's device — with clear notifications so nothing gets lost or disputed. You get the speed of Venmo (in countries where it isn't available), the clarity of Splitwise, and the personal-ledger flow of traditional Khata apps — all in one place. Download Splytt free and never lose track of a bill again.