Aave vs Ascend

Save smarter with Aave. Earn Up to 7.25% APY with up to $100,000 in account protection. Your money, working harder for you. * Earn up to 7.25% APY automatically on your cash * Balance protection program * No fees. No minimums. No lockups. Effortless to use. Exceptional under the hood. * Instantly connect over 12,000 banks and debit cards * Deposit and withdraw anytime — no delays, no nonsense * Watch your balance grow every second, with transparent, real-time yield

Track net worth across brokerages, manual accounts, your home, and self-custodied crypto — read-only, in one number. Ask an AI that can see your actual holdings. Link read-only brokerages, add bank and retirement balances manually, and track real estate and self-custodied crypto. Ascend shows how your net worth has grown and what is driving it. ONE NUMBER, ALWAYS CURRENT • Every account in one place — investments, cash, 401(k)/IRA, home value, and on-chain crypto • Your net worth over time, not just a snapshot • Allocation and holdings across every account, combined SEE HOW YOU'RE REALLY DOING • Your returns measured against the S&P 500 — are you actually beating the market? • A retirement projection built on your real numbers • Weekly rundown of what moved and why AN AI COPILOT THAT KNOWS YOUR PORTFOLIO • Ask plain-English questions about your money and get answers grounded in your actual holdings • Balanced research, catalysts, and upcoming events tied to what you hold PRIVATE AND READ-ONLY, BY DESIGN • Ascend is read-only — it can never move money, trade, or make transfers • It never sees your brokerage password; read-only linking is handled by SnapTrade • Your linked credentials are encrypted at rest with a key separate from the database • Request account deletion from Settings — Ascend immediately locks the account, then revokes supported connections and erases user-scoped app data. If a provider is temporarily unavailable, deletion stays pending for automatic retry. An active App Store subscription does not block deletion, but Apple billing must be managed separately. Ascend is a personal-finance tracker, not a financial advisor, and does not provide investment advice. Membership: Ascend is free to use. Ascend Pro unlocks the full AI copilot, the weekly rundown, and returns-vs-market as an auto-renewing monthly or annual subscription. Payment is charged to your Apple ID; it renews automatically unless canceled at least 24 hours before the period ends, and you can manage or cancel in your App Store settings. Prices shown in-app. Terms: https://app.ascendwealth.app/terms.html Privacy: https://app.ascendwealth.app/privacy.html