Grateful by Exodus vs Monetilla

MONEY THAT MOVES LIKE YOU DO Grateful is the app for paying, sending, and holding money in stablecoins - fast, simple, and global. PAY YOUR WAY Spend anywhere with your virtual card or QR. No conversions, no hidden fees. SAVE WHILE YOU PAY Get the best exchange rate on the market - automatically. The more you use Grateful, the better your FX gets. SEND IN SECONDS Move money across friends or borders instantly, with zero fees and no middlemen. YOU HOLD THE KEYS TO YOUR MONEY Powered by Exodus. As a self-custodial wallet, only you hold the keys. With passkey authentication and seamless security, your funds stay safe without slowing you down. THE FUTURE OF MONEY, IN YOUR HANDS Grateful makes payments global, smarter, and truly yours. The Prepaid Debit Visa Card (the "Card") is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must be 18 or older to apply. Fees may apply. See Cardholder Agreement and Grateful website for more details: https://www.bridge.xyz/card-agreements/exodus-card https://www.grateful.me Bridge Ventures LLC ("Bridge") is not a bank. Bridge is a financial technology company and is the Program Manager responsible for managing and operating the Card on behalf of Lead Bank. Grateful is not a bank. Grateful is a financial technology company and is the Platform Provider responsible for the application, access, and management of/for the card.

Before modern banking, communities thrived on trust. Monetilla brings the world oldest savings tradition—the rotating savings circle—straight to your smartphone. Whether you call it a Tanda, Susu, Hagbad, or Pardna, the concept is simple: friends coming together to build wealth without the burden of high-interest loans. Create a circle, invite your trusted friends, and set your contribution amount. Every month, a different member receives the full pot. It is an interest-free way to access lump sums of cash for big purchases, emergencies, or investments, all powered by the strength of your social network. With Monetilla, you can manage schedules, automate contributions, and track the draw with complete transparency. No hidden fees, no complex bank forms—just a community committed to helping each other succeed. Join the movement that prioritizes people over profits. Trust your circle, trust the draw, and watch your money go round. It is time to save together.