Comparison

catetin.ai vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

catetin.ai

Features
Read full description

catetin.ai is an AI-powered money tracking app that helps you record income and expenses faster, with less manual work. Terms of Service: https://catetin.ai/en/terms-of-service Type a transaction manually, chat with AI, scan a receipt, or send a quick voice note, and let AI help turn it into a cleaner financial record. catetin.ai is now prepared for 37 countries: Indonesia, United States, United Kingdom, Australia, New Zealand, Singapore, Canada, Ireland, Malaysia, Brunei, Japan, Germany, Netherlands, South Korea, China, Taiwan, Hong Kong, Macau, France, Austria, Switzerland, Belgium, Philippines, India, United Arab Emirates, Saudi Arabia, Sweden, Spain, Portugal, Mexico, Colombia, Chile, Peru, Brazil, Kazakhstan, Egypt, and Qatar. catetin.ai also supports groups in IDR, USD, AUD, CAD, NZD, SGD, GBP, EUR, MYR, BND, JPY, KRW, CNY, TWD, HKD, MOP, CHF, PHP, INR, AED, SAR, SEK, MXN, COP, CLP, PEN, ARS, BRL, RUB, KZT, EGP, QAR, KWD, MAD, and IRR. Each group has one currency and its own timezone, so family records, travel budgets, and cross-country needs stay consistent without taking attention away from our core value: AI-assisted money tracking. With catetin.ai, you can: - Enjoy a clean design with a softer light mode on every device: Liquid Glass tabs on iOS 26 and system-style header buttons - Record transactions faster with AI chat - Scan receipts or notes with AI assistance - Turn voice notes into transactions - Scan receipts with a document scanner that finds the edges and flattens the receipt before AI reads it, from the scan screen or the chat camera - Share receipt photos and voice notes from other apps straight into catetin.ai - Add a widget to your phone's home screen to see a group's spending for today, this week, month or year, progress against your income and limit, plus income and balance; pick a group and period for each widget on iPhone and tap ▶ to switch groups right on the home screen (iOS 17 or later); amounts stay hidden when biometric login is on - Apple Watch: see each group's spending by day, week, month or year, log an expense by dictation or Scribble and confirm the AI's answer on your wrist, with complications and a Smart Stack widget - Manage transactions from the list, detail, add, and edit screens - View a financial dashboard with income, expense, and savings totals - Explore expense trends and spending breakdown charts - View summaries and financial insights assisted by AI - Use group chat with AI to record and review transactions - Manage expense categories with percentage targets - Manage shared records with family or a group - Choose a group currency: IDR, USD, AUD, CAD, NZD, SGD, GBP, EUR, MYR, BND, JPY, KRW, CNY, TWD, HKD, MOP, CHF, PHP, INR, AED, SAR, SEK, MXN, COP, CLP, PEN, ARS, BRL, RUB, KZT, EGP, QAR, KWD, MAD, or IRR - Set a group timezone for more accurate dates and reports - Adjust settings such as language, theme, biometrics, and notifications - Export reports for your personal archive - Share summaries to the platform you choose - Add AI chat, receipt scan, voice note, and export quota with one-time top-up packs - View subscription, top-up, and total remaining quota separately - Share top-up quota across every group you own; packs stack and never expire - Choose Free, Premium, or Pro with localized prices for each supported currency - Use the app in Indonesian, English, Malay, Japanese, German, Dutch, Korean, Simplified Chinese, Traditional Chinese, French, Swedish, Spanish, Russian, Arabic, Hindi, Persian, or Portuguese catetin.ai is built for anyone who wants to understand where their money goes without dealing with complicated spreadsheets or starting from scratch every time. Start with one small transaction today. AI in catetin.ai helps you see the bigger picture over time.

About

Expense Tracker

Effortlessly track personal or shared expenses with this native app. Automate expense logging via Apple Wallet and categorize spending. Share financial insights with invited family or friends, controlling access levels and privacy.

Highlights
  • Automated expense logging via Apple Wallet
  • Shared tracking for couples and families
  • Customizable categories with icons and colors
  • Detailed spending insights and budget tracking
  • Private iCloud sharing with access control
  • Multi-currency support with automatic conversion
  • Data export and import options
Features
Read full description

Track your spending on your own, as a couple or as a family. PayShare is a native app for iPhone, iPad and Mac that keeps your transactions in your own iCloud and shares them only with the people you invite. With a Shortcuts automation you set up once, a tap to pay with Apple Wallet becomes an expense in PayShare: you just pick the category. No ads, no account to create, no bank to connect. PAY WITH APPLE WALLET, PICK A CATEGORY Create one personal automation in the Shortcuts app. From then on, each time you tap to pay with a card in Apple Wallet, it runs PayShare's Add Expense action: you choose a category without opening the app, and PayShare saves the expense. Skip the question and it is saved as Uncategorized, ready to edit later. A payment in another currency is converted to your primary currency with the latest rates PayShare has downloaded. Wallet can report a payment a few seconds late and Apple's automations do not always run, so now and then a payment still needs adding by hand. SHARE WITH THE PEOPLE YOU CHOOSE Invite a partner, family or friends through private iCloud sharing. Everyone keeps ownership of their own transactions: you share yours, and you see theirs once they share back. Give each person read-only or read-and-write access, decide whether they may delete or split your transactions, and remove a connection at any time. Switch your Timeline to anyone who shares with you, search their transactions, see their spending in your budgets and insights, and hide any single transaction from the people you pick. YOUR TIMELINE • Expenses and income with a category, merchant, payment method and tags • Location and notes, and splitting one payment across categories • Your own categories, with more than 700 icons and any color • Your five most recent payment methods ready in a menu • Transactions grouped by day, with what each day cost • Recurring transactions for rent, salary or subscriptions, from daily to yearly • A second currency shown alongside your primary one • Search by text or category, and filter by date, amount, tag or place • Export to CSV, JSON or PDF, import from CSV or JSON, and restore from backups SEE WHERE IT WENT Your months sit side by side as a bar chart. Pick one to see its total, the change from the month before, your biggest expense, your top merchant, a day-by-day chart and your categories, for expenses or income. Group by tag, merchant, place, payment method or recurring transaction, choose several months, the whole year or a past year, and open any group for the details. BUDGETS AND SAVINGS Set a monthly budget and a budget for any category, and follow your progress. A marker shows how far through the month you are, so you can compare what you have spent with how much of the month has gone, and a row of months shows which ones stayed within budget. Plan across several months, and track savings accounts toward a goal. Turn on activity budgets to unlock spending through your Apple Health steps, running minutes and mindful minutes. ON IPHONE, IPAD AND MAC Everything stays in sync through your iCloud account. PayShare works offline and syncs when you are back online. Home Screen widgets show today's spending and this month's by category. PRIVACY Your transactions are stored in your own iCloud and shared only with the people you invite. PayShare sends anonymous usage events and crash reports to help improve the app; they never include amounts, merchants, notes or categories. Exchange rates come from a public currency service, and on iPhone and iPad the app asks Apple Ads whether an ad led to the install. Some features require PayShare Premium, offered as a monthly or annual subscription or a one-time purchase. A subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; manage it in your Apple Account settings. Terms of Use: https://boogdan.com/apps/payshare/terms/ Privacy Policy: https://boogdan.com/apps/payshare/privacy/

Screenshots

catetin.ai4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: catetin.ai at weekly against Expense Tracker's fortnightly. catetin.ai also leads on iOS requirement (16.4 vs 18.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. catetin.ai sells 10 in-app purchases, starting at $1.49 per month and Expense Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

catetin.ai ships an update weekly, Expense Tracker fortnightly. Both last shipped on November 9, 2026.

Scorecard2 real differences · 8 level
catetin.ai versus Expense Tracker: the parameters behind the verdict, then further details
Parametercatetin.aiExpense Tracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad, Mac
Requires iOS16.4 — better18.5
Further details — not scored
Size78 MB30 MB
Age rating9+4+
DeveloperFahmi AlfarezaBOGDAN-GEORGIAN ALEXA

In-app purchases

10 purchases

catetin.ai

Subscriptions7
  • Premium Monthly$1.491 Month
  • Pro Monthly$2.491 Month
  • Pro 3 Months$5.993 Months
Show 4 more
  • Premium 6 Months$6.996 Months
  • Pro 6 Months$8.996 Months
  • Premium Yearly$9.991 Year
  • Pro Yearly$14.991 Year
One-time3
  • Mini Quota$0.49
  • Standard Quota$0.99
  • Max Quota$1.99
3 purchases

Expense Tracker

Subscriptions2
  • Pro – Monthly$4.991 Month
  • Pro – Annual14 Days trial$19.991 Year
One-time1
  • One Time Payment Premium Lifetime$39.99

Questions

Is catetin.ai free?
catetin.ai is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do catetin.ai or Expense Tracker have ads?
Neither catetin.ai nor Expense Tracker shows ads.
Which is updated more often, catetin.ai or Expense Tracker?
catetin.ai ships an update weekly, and Expense Tracker fortnightly. Most recently, catetin.ai was updated on November 9, 2026 and Expense Tracker on November 9, 2026.

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