Bankweek vs BillWise

See your money one week at a time. Bankweek brings your bills, income, bank accounts, credit cards and savings goals together so you can plan the week ahead and keep track of everyday financial activity. PLAN YOUR WEEK • View bills and income by week. • Track payment and deposit status. • Choose the first day of your financial week. • Organize recurring bills and income. MANAGE ACCOUNTS AND CREDIT CARDS • Keep account balances and transaction histories organized. • Categorize income and expenses. • Track credit card purchases, billing cycles, due dates and payments. • Choose how card purchases appear in your weekly plan. BUILD YOUR SAVINGS • Create savings goals and follow your progress. • Record contributions and review their history. CONTINUE ON IPHONE OR MAC Enable Automatic iCloud Sync in Settings on both devices to keep your accounts, cards, transactions, bills, income, savings goals and shared settings together. Use the same iCloud account with iCloud Keychain enabled. Changes save locally first and sync when connectivity and device availability allow. KEEP YOUR DATA UNDER YOUR CONTROL Use Bankweek locally, or choose optional sync through your private iCloud database with encrypted financial payloads. Local recovery copies and import/export tools help you protect and manage your information. ONE PURCHASE, BOTH PLATFORMS Try Bankweek with a 14-day trial. Unlock Full Access with a one-time purchase—no recurring subscription. Your Full Access purchase covers iOS and Mac when you use the same Apple Account for App Store purchases. Bankweek is a personal finance organizer. Enter and manage your records without connecting a bank account.

# BillWise BillWise helps you track bills, credit cards, and installment payments in one simple place — so you never miss a cutoff date, statement date, or due date again. Unlike typical bill trackers, BillWise understands the full billing cycle and helps you plan ahead with payment forecasts, smart reminders, and offline-first privacy. --- ## Why BillWise stands out - Track the full billing cycle: cutoff, statement, and due date - Forecast next month’s fixed payments before bills arrive - Earn XP, build streaks, and level up as you stay on time - Keep your data private with offline-first tracking --- ## Track everything in one app ### Credit cards - Custom cutoff dates per card - Auto-calculated statement and due dates - Statement amounts and minimum payments - Pre-cutoff and due date reminders - Card expiry tracking with 30/7/same-day alerts - Annual fee tracking with automatic reminders - Credit utilization warnings above 80% - Track cashback, points, or miles per card - Tag by network (Visa, Mastercard, AMEX, JCB & more) - Custom card colors for quick visual identification ### Utility bills - Electricity, water, internet, gas, phone & more - Billing cycles and due dates per bill - Average amounts for more accurate forecasting - Never miss a utility payment again ### Installment plans - Track zero-interest and regular installments - See exactly how many months are left - Visual progress bar for your payoff journey - Confetti celebration when you finish a plan --- ## Smart dashboard & forecast ### Smart dashboard - All upcoming bills in a single timeline view - Color-coded by type and urgency - Overdue bills flagged immediately - Cards expiring soon shown with a countdown - Your level and streak visible at a glance ### Forecast view - Total monthly expenses for any future month - Confidence indicators (confirmed vs. estimated) - Plan your budget weeks in advance - See when installments end and cash flow improves --- ## History, trends & smart alerts ### Payment history & trends - Visual bar chart of payments over time - Full and partial payment breakdown - Spot spending trends quickly ### Smart notifications - Customizable reminders: 1, 2, 3, 5, or 7 days before - Pre-cutoff alerts (unique to BillWise) - Due date reminders with amounts - Overdue alerts so nothing slips - Card expiry warnings (30 days, 7 days, and on the day) - Credit utilization alerts above 80% - Annual fee reminders 30 days before they post --- ## Gamification & rewards - Earn XP for every bill paid on time - Build daily and monthly payment streaks - Collect 30+ achievement badges - Unlock themes like Midnight, Ocean Breeze, Emerald - Unlock alternate app icons as you level up - Premium: 2x XP rate, streak shields, exclusive badges --- ## Privacy first - No account required - No ads, no tracking - Your data stays on your device - Optional iCloud sync if you choose --- ## BillWise Premium Free plan includes up to 5 bills with full gamification. Upgrade to BillWise Premium for: - Unlimited bills - Home Screen & Lock Screen widgets - iCloud sync across all your devices - 12‑month payment history - Export to CSV or PDF - 2x XP earning rate - Streak shields (protect your streak) - Premium badges, themes & app icons - Priority support --- Download BillWise today and turn your bills into a game you can win. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://culi.app/apps/billwise/privacy-policy/