Andalus Mobile vs DPay LY

Andalus Mobile – Official Mobile Banking App of Andalus Bank Andalus Mobile is the official mobile banking application designed exclusively for Andalus Bank clients. It provides a secure, reliable, and modern digital banking experience, giving you full control over your accounts and services anytime and anywhere. Key Features: Secure Access Biometric login (Face ID / Fingerprint) One-time password (OTP) verification Secure session management across devices Accounts and Cards View real-time account balances and transaction history Access detailed statements with search and filtering Manage debit cards: activation, deactivation, freeze, PIN change, and spending limits Instant alerts and notifications for all account and card activity Transfers and Payments Instant transfers to Andalus Bank and other banks Scheduled and recurring transfers Quick transfers to saved beneficiaries International transfers (if supported by the bank) LYPay instant payments using IBAN or alias Bill payments for telecom, internet, and other services QR Payments Pay merchants by scanning QR codes Generate your personal QR code to receive payments Accept QR payments for merchants registered with Andalus Bank Real-time confirmation and transaction history Financial Insights Categorized spending overview Monthly reports and trends Real-time alerts for account activity Corporate and Merchant Features (Available for eligible clients) Merchant QR acceptance with real-time settlement Dashboard for merchant transactions Corporate account management Approve or reject transactions Payroll and bulk payment features Branches and ATMs Search for nearby Andalus Bank branches and ATMs View working hours and available services Integrated map navigation Support and Service Requests Submit inquiries and service requests directly from the app Track the status of requests Secure in-app messaging Report lost or compromised cards immediately

Libya's payment methods, in one app. DPay for merchants: collect from your customers, send invoices, and follow every payment from your iPhone or iPad. When a customer pays, the provider credits your own account with them. The money never passes through DPay. COLLECT • Enter the amount, pick one of the pay methods turned on for your account, and add your customer's details. • By phone number: EDFali and Sadad. By card or account number: MobiCash and the bank methods MasrefyPay, YousrPay and SaharaPay. The provider texts your customer a code, and you type it in. • Local bank cards through Moamalat, and international cards through MPGS by Mastercard, charged in USD: your customer types the card details on a secure payment page, and the app never sees them. • See the result at once, with a receipt link when the payment succeeds. INVOICES AND PAYMENT LINKS • Create an invoice with items, tax and a due date. Sending it turns its payment link on, ready to share with your customer. • Each sent invoice has a payment link and a QR code your customer scans to pay from their phone, plus a PDF you share from the app. • Follow each invoice from draft to paid, overdue ones included, with every payment attempt. • Your customers in one place: their details, recent invoices and your notes. TRANSACTIONS AS THEY HAPPEN • Home shows your volume and key figures for the period you choose, and each payment appears the moment it settles. • Every payment session and every payment in full: amount, fee, method, bank reference and timeline. • An alert as each payment arrives, and when an invoice is paid. • Switch between Live and Test to see your test activity. STATEMENTS AND REPORTS • A monthly statement with totals and fees per payment method, as a PDF. • Transaction reports with a summary. YOUR TEAM • Invite teammates by email. Managers collect and invoice; Viewers see transactions and invoices and can open a support ticket; pay methods, the team and cancelling invoices stay with the owner. FOR DEVELOPERS • Webhooks: HTTPS endpoints for payment events, with every delivery logged, redelivery, pause and secret rotation. • Payment method settings and provider credentials, once you confirm it's you. SECURITY • An optional app lock with Face ID, Touch ID or your device passcode: on every launch, and after more than 5 seconds away. • A cover that hides your data in the app switcher. • No screenshots on sensitive screens: the customer's code, card pages and secret keys. • Two-step sign-in and your account's activity log. ADMIN CONSOLE • For authorised DPay staff only, within each person's permissions: merchants, verification requests, support tickets and transactions. Merchant accounts never see it. ALSO • Support tickets from inside the app. • Arabic, right to left, with English in Settings; light and dark. • On iPad: a sidebar, with lists beside their details. You need a DPay account: create one in the app or at dpay.ly, then verify your business to start collecting. Made by DITS (Dimensions IT Solutions).