PennySave vs ExpenseElf
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
PennySave
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Snap a receipt and PennySave fills in the amount, date, merchant and category. Share one budget with your partner and see every expense the moment it's added. No bank login needed, and your first month of Premium is free. NEW: BUDGETS Set a weekly, monthly, quarterly or yearly limit across one or more accounts and see at a glance whether you're on track. Split a budget into limits per category, keep one private, or share it with everyone on the account. With Premium, get alerted at 80%, when a budget goes over, or when a category passes its limit. SCAN RECEIPTS IN SECONDS (PREMIUM) Take a photo or pick one from your library. The transaction opens right away and fills in as the receipt is read. Prefer typing? Log any expense in two taps, free and unlimited. BUDGET TOGETHER, YOUR OWN WAY (PREMIUM) Invite your partner, family or roommate to a shared account with a link. Their transactions appear live. Each of you can file shared expenses under your own categories without changing the other person's view. KNOW WHERE YOUR MONEY GOES One monthly total across all your accounts, with recent transactions right below, plus your income, expenses and net for every month. Premium adds monthly AI reports that point out spending patterns and give your month a health check. BUILT FOR EVERYDAY LIFE - Accounts in any currency, including USD, EUR, GBP and HKD - Your own categories, with searchable icons - Notifications you control - VoiceOver support - English, Spanish, French and German FREE AND PREMIUM Free, always: accounts in any currency, budgets, your own categories, and unlimited manual entries with monthly income, expenses and net. Premium (first month free for new subscribers): receipt scanning, shared accounts, budget alerts and monthly AI reports. The subscription renews automatically; cancel any time in your App Store settings. FAQ Do I need to connect my bank? No. You add expenses by photo or by hand. Can my partner see my personal accounts? Only the accounts you choose to share. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pennysave.ai/privacy-policy
ExpenseElf
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Meet ExpenseElf: the friendly way to track spending, set budgets, and hit your savings goalsβwithout the headache. ExpenseElf makes money management effortless. Categorize expenses, get real-time insights, and watch your savings grow. Your everyday spending companion. ExpenseElf turns receipts into insights and budgets into wins.
Screenshots
Verdict
The clearest difference is ads: PennySave at none against ExpenseElf's shown. ExpenseElf's advantage is update cadence (every 2 days vs weekly) and device support (3 vs 1). On price and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. PennySave sells 1 in-app purchase, starting at $4.99 per month and ExpenseElf sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
PennySave ships an update weekly, ExpenseElf every 2 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.
| Parameter | PennySave | ExpenseElf |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | Every 2 days β better |
| Ads | No β better | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad, iPod β better |
| Requires iOS | 26.0 | 15.1 β better |
| Further details β not scored | ||
| Size | 16 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Mykhaylo Zhylevych | Ho Man Kwok |
In-app purchases
PennySave
- Premium1 Month trial$4.991 Month
ExpenseElf
- Remove Ads$2.99
Questions
Is PennySave free?
Is ExpenseElf free?
Do PennySave or ExpenseElf have ads?
Which is updated more often, PennySave or ExpenseElf?
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