Spent Today vs Pledgr
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spent Today
This app provides a simple and private way to track daily expenses and understand your financial surplus. Log transactions quickly, view your spending at a glance, and manage your money without overwhelming complexity. Supports multiple currencies and syncs across Apple devices.
- Quickly add transactions
- View daily spending surplus
- Searchable transaction history
- Multi-currency support
- iCloud sync across Apple devices
- Home screen widgets (premium)
- Detailed spending charts (premium)
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Tired of complicated budget apps that track every aspect of your financial life? Spent Today offers a simple, elegant, and privacy-focused way to manage your money. Instead of just tracking debt, we help you answer: "What is my surplus?" Designed for speed and clarity, our app helps you log daily expenses in just a few taps and understand your habits without the overwhelming complexity of traditional finance apps. KEY FEATURES (FREE FOR EVERYONE): - Quick Add: Add new transactions in seconds. - Surplus View: See your total daily spending and remaining balance at a glance. - Transaction History: A clean, searchable list of all your past expenses. - Multi-Currency Support: Perfect for your global travels. - On-Device Privacy: Local security, zero mandatory accounts, and automatic background sync. - Apple Watch App: Check your daily totals right from your wrist. PREMIUM (ONE-TIME PURCHASE): No subscriptions. Ever. One purchase unlocks the full power of Spent Today forever. - Home Screen Widgets: Track your surplus without even opening the app. - Detailed Insights: Beautiful charts for weekly and monthly spending. - Custom Categories: Unlimited categories with unique icons. - Spending Limits: Set daily or monthly budgets with visual progress indicators. - CSV Export: Your data, your rules. Export for your personal records.
Pledgr
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Pledgr is a fast, private expense tracker for people who want clarity about their money without giving it to anyone else. No sign-up. No vendor server. Your data lives on your iPhone and syncs through your own private iCloud. LOG IN SECONDS • Add expenses, income, and transfers with a few taps • Categories with clean, colorful icons — plus your own custom categories • Tags, notes, and photo receipts for deeper organization • Pick the account you paid with: cash, bank, credit card SEE WHERE MONEY GOES • Cash-flow summary the moment you open the app • Weekly, monthly, yearly, and custom analysis • Spending trends, day-wise charts, and category breakdowns • Payment-mode analysis and summary statistics • Export any period to CSV STAY ON BUDGET • Monthly and annual budgets with progress you can read at a glance • A daily budget target that keeps you honest • Optional budget alerts before you cross the line EVERYTHING ELSE YOU NEED • Accounts with balances and privacy masking • Scheduled transactions with reminders for recurring bills • Debts — track money you lent or borrowed, with due dates • Home-screen widget for today's spending • Spotlight search of your transactions • Daily reminder so logging becomes a habit • App lock with Face ID • JSON backup export and restore — your data is portable, always PRIVATE BY DESIGN • No account and no Pledgr server — there is nothing to sign up for • Your financial data stays on device and in your private iCloud database • The free app shows a small banner ad; your financial data is never shared with advertisers Pledgr is built for one thing: making it effortless to know where your money goes — while making sure nobody else does.
Screenshots
Verdict
The clearest difference is in-app purchases: Pledgr at none against Spent Today's 1. Spent Today's advantage is ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spent Today sells 1 one-off in-app purchase. Pledgr asks for nothing beyond the download.
Spent Today ships an update every 9 days, Pledgr every 11 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | Spent Today | Pledgr |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 66.7% of reviews | — |
| Update frequency | Every 9 days — better | Every 11 days |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 21 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Bryan Jeffrey Martin | MAD OVER TECHNOLOGY |
In-app purchases
Spent Today
- Premium$9.99
Pledgr
No in-app purchases









