Comparison

Splitto vs Spending

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitto

Read full description

Splitto is the easiest way to split bills with friends and track shared expenses — no matter where you are or which currencies you use. Whether you're on a group trip, sharing rent, or splitting dinner, Splitto keeps everything fair and crystal clear. Designed with a minimal, fluid interface, Splitto works offline and online, and supports multi-currency expenses. Key features: • Effortless expense splitting in multiple currencies • Simple, clean design optimized for quick inputs • Smart debt tracking and minimization • Works offline — perfect for travel Split smarter. Travel lighter. Keep it fair with Splitto. Privacy Policy: https://splitto.net/privacy_en.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spending

Features
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Take control of your finances with Spending – Expense Tracker, a simple, secure, and beautifully designed app that helps you track expenses, manage budgets, monitor bills, and achieve your savings goals. Whether you're recording daily expenses, planning monthly budgets, or organizing your personal finances, Spending makes expense management effortless. NEW: Voice-to-Text Expense Entry Adding expenses is now faster than ever. Simply tap the microphone and say: "Spent ₹250 on food" or "Paid ₹1,200 for shopping." Spending automatically understands your voice and creates the transaction in seconds, making expense tracking quick, accurate, and effortless. Track Income & Expenses Stay organized with an easy and intuitive expense tracker. • Add income and expenses instantly • Organize transactions with custom categories • View complete financial history • Monitor your daily spending and cash flow Smart Reports & Insights Understand where your money goes with beautiful charts and detailed analytics. • Spending by category • Monthly & yearly summaries • Income and expense overview • Advanced search and filters Budget Planner & Savings Goals Build better financial habits and stay on track. • Create monthly budgets • Monitor spending limits • Track savings progress • Identify unnecessary expenses Recurring Transactions & Bill Reminders Never miss an important payment. • Schedule recurring income and expenses • Track subscriptions and monthly bills • Receive helpful reminders on time Automatic Backup Keep your financial data safe and accessible. • Automatic backup when enabled • Restore data on a new device • Secure local storage with optional cloud backup Multi-Currency & Multi-Language Manage your finances anywhere. • Multiple currencies • Multiple languages • Regional date and number formats Custom Categories Personalize the way you organize your money. • Unlimited categories • Custom icons and colors • Flexible expense organization Privacy & Security Your financial information stays private. • Face ID & Touch ID support • Secure local storage • Optional cloud backup • No advertising trackers • You control your data Designed for Everyday Use • Clean and intuitive interface • Dark Mode support • Fast and lightweight performance • Simple enough for everyone Perfect For • Personal finance • Daily expense tracking • Budget planning • Students and families • Freelancers and professionals • Small business owners Take control of your money, understand your spending habits, and make smarter financial decisions every day. Download Spending – Expense Tracker and start building better financial habits with fast expense tracking, smart budgeting, and effortless Voice-to-Text expense entry.

Screenshots

Splitto4 screens
Spending4 screens

Verdict

The call

The clearest difference is in-app purchases: Spending at none against Splitto's 1. Spending also leads on update cadence (every 3 days vs every 2 months) and device support (3 vs 1). Splitto's advantage is ads (none vs shown). On price there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Splitto sells 1 in-app purchase, starting at $3.99 per month. Spending asks for nothing beyond the download.

UpkeepUpdate frequency

Splitto ships an update every 2 months, Spending every 3 days. The most recent releases landed on September 11, 2026 and September 14, 2026 respectively.

Scorecard5 real differences Ā· 1 level
Splitto versus Spending: the parameters behind the verdict, then further details
ParameterSplittoSpending
PriceFreeFree
Update frequencyEvery 2 monthsEvery 3 days — better
AdsNo — betterYes
In-app purchasesYesNo — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.615.6 — better
Further details — not scored
Size34 MB37 MB
Age rating4+4+
DeveloperAndrei MitenevAlbert Patrick Sankoh

In-app purchases

1 purchases

Splitto

Subscriptions1
  • Splitto pro$3.991 Month
None

Spending

No in-app purchases

Questions

Is Splitto free?
Splitto is free to download, with in-app purchases available.
Is Spending free?
Spending is free to download, with no in-app purchases.
Do Splitto or Spending have ads?
Spending shows ads; Splitto does not.
Which is updated more often, Splitto or Spending?
Splitto ships an update every 2 months, and Spending every 3 days. Most recently, Splitto was updated on September 11, 2026 and Spending on September 14, 2026.

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