Comparison

iSpend vs Subscriptions.wtf

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpend

Features
Read full description

Track where your money goes! iSpend is a budget planner app and money manager with no ads that can help you track your expenses and optimize your budget. Your paycheck disappears faster than you realize. iSpend's AI-powered tracking reveals exactly where your money goes, helping you identify and eliminate wasteful spending habits that drain your account every month. TAKE CONTROL OF YOUR FINANCES - Log Your Expenses With AI: Type naturally and iSpend converts your text into transactions instantly, with auto-notes and auto-categorization. Examples: "Lunch with friends $25", "Rent Oct $500", "Netflix $39.99", "Buying a Coffee $5", "Salary $4000". - Plan Your Budget By Category: Create flexible budget plans by category and period (weekly, monthly, custom range) and receive warning notifications when you’re approaching limits. - Get AI-Powered Spending Insights: See exactly where your money goes with AI spending insights and recommendations that reveal spending patterns you’ve never noticed before. - Create Custom Categories and Subcategories: Create custom categories and subcategories, and set icons for each category and subcategory. - Comprehensive and Easy-to-Read Charts: Interactive breakdowns by category, type, and date; drill into weekly, monthly, or custom periods to spot trends and opportunities. - Modern and Simple Interface: Clean, minimal design with intuitive navigation, comprehensive readable charts, and one-tap actions for faster input. Includes full dark mode for comfortable night-time use. - Set an Optional Daily Reminder: Schedule a daily reminder to record today's transactions, a gentle nudge every day to help you record your spending so none of your spending is forgotten. - Secure Your App With Biometric Login: Set a biometric login (Face ID/Touch ID) for fast, private access to your data within the app. - Synchronize Your Data Across All Your Devices: Secure cloud synchronization keeps your history and data consistent across all your devices. Download iSpend now and start your 2-week free trial! Try all premium features free. You won't be charged until the trial ends. Cancel anytime. Subscription Terms and Details: - You can use iSpend for free forever with limitations. - Get unlimited access to all features using the premium plan. - You can start a premium plan subscription with a 2-week free trial. - The subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. - The payment will be charged to your iTunes account at confirmation of purchase. Privacy Policy: https://ispendapp.com/privacy-policy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Help Center: support@ispendapp.com

About

Subscriptions.wtf

Automatically discover and manage all your recurring subscription charges. Securely connects to your bank to find forgotten trials and unused services, helping you save money. Get alerts before you're charged and access cancellation instructions easily.

Highlights
  • Automatic subscription detection
  • Bank-level security with Plaid encryption
  • Dashboard of spending
  • Charge alerts
  • Usage insights
  • Cancellation assistance
Features
Read full description

You're probably paying for subscriptions you forgot existed. That free trial you meant to cancel. The streaming service you haven't opened in months. The gym membership collecting dust. Sound familiar? Subscriptions quietly drain an average of $273/month from American households — and most people underestimate their spending by 2-3x. It's time to fight back. Subscriptions connects securely to your bank to automatically find every recurring charge hiding in your accounts. No manual entry. No guesswork. Just clarity. SEE EVERYTHING • Automatic detection of all your subscriptions • Bank-level security with Plaid encryption • Beautiful dashboard showing exactly where your money goes TAKE ACTION • Get alerts before you're charged • See which subscriptions you're actually using • One-tap access to cancellation instructions SAVE MONEY • Identify forgotten trials and unused services • Track price increases you might have missed • Average users find $20+ in savings their first week PRIVACY FIRST • Your data stays on your device • Bank credentials never touch our servers • No selling your information. Ever. In an economy where every dollar counts, knowing exactly what you're paying for isn't optional — it's essential. Download Subscriptions and stop funding the subscriptions you've already forgotten about.

Screenshots

iSpend4 screens
Subscriptions.wtf4 screens

Verdict

The call

iSpend and Subscriptions.wtf are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpend sells 2 in-app purchases, starting at $4.99 per month and Subscriptions.wtf sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
iSpend versus Subscriptions.wtf: the parameters behind the verdict, then further details
ParameteriSpendSubscriptions.wtf
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhoneiPhone
Requires iOS16.6 — better17.0
Further details — not scored
Size23 MB15 MB
Age rating4+4+
DeveloperMushlih AlmubarakJoshua Anderson

In-app purchases

2 purchases

iSpend

Subscriptions2
  • Premium Monthly14 Days trial$4.991 Month
  • Premium Yearly14 Days trial$29.991 Year
1 purchases

Subscriptions.wtf

One-time1
  • Lifetime Subscription$4.99

Questions

Is iSpend free?
iSpend is free to download, with in-app purchases available.
Is Subscriptions.wtf free?
Subscriptions.wtf is free to download, with in-app purchases available.
Do iSpend or Subscriptions.wtf have ads?
Neither iSpend nor Subscriptions.wtf shows ads.

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