Comparison

CoFinance vs Commonwealths

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

CoFinance

Features
Read full description

CoFinance - Smart Budget Management for Couples Transform your financial future together with CoFinance, the intuitive budgeting app designed specifically for couples who want to manage their money as a team. KEY FEATURES: Shared Budgeting - Create and manage budgets together with your partner Real-time Sync - See updates instantly across both devices Smart Categorization - Automatically organize expenses for better insights Visual Analytics - Beautiful charts and reports to track your progress Goal Setting - Set and achieve financial goals together Secure & Private - Your financial data is encrypted and protected PERFECT FOR: Couples planning their financial future Partners sharing expenses and savings goals Families wanting better money management Anyone seeking collaborative budgeting PREMIUM FEATURES: CoFinance Plus - Remove ads and enjoy a distraction-free experience CoFinance Pro - Create multiple budgets for different goals and time periods Priority Support - Get help when you need it most PRIVACY FIRST: Your financial data stays private and secure. We use bank-level encryption to protect your information. SIMPLE & INTUITIVE: CoFinance makes budgeting feel natural, not overwhelming. Start your journey to financial wellness today.

About

Commonwealths

Features
Read full description

People know they should invest regularly. But turning that knowledge into consistent action is hard. Commonwealths was built to close that gap β€” to help you build the rhythm of investing. Investing isn’t about timing the market. It’s about showing up every month, with purpose. Commonwealths turns your investment routine into a mindful, trackable habit. Your plans, trades, income, and reflections β€” all in one place, synced securely across your devices. Investing is not just about growing money β€” it’s about shaping discipline. Main Features: - Trade Log: Record buy/sell transactions with dates, prices, and notes - Income Tracker: Manage dividends, interest, and realized gains in one timeline - Planner: Schedule upcoming investments or payouts - Cloud Sync (Premium): Backup and sync seamlessly between various devices - Portfolio Overview: Visualize holdings, cost basis, and allocation with charts - Offline Mode: Use all core features without login; your data stays private - Privacy-First Design: No ads, no tracking, your data is yours Whether you're logging your first stock purchase or managing a multi-asset portfolio, Commonwealths helps you think like an investor, not a trader. Premium Subscription: Upgrade to Premium to enable cloud sync and multi-device access for just $4.99/month. All other features remain free and fully available offline. Build habits, track progress, and grow your financial legacy - with Commonwealths. β€” β€” β€” Terms of Use (EULA): https://commonwealths.app/terms Privacy Policy: https://commonwealths.app/privacy β€” β€” β€”

Screenshots

CoFinance3 screens
Commonwealths4 screens

Verdict

The call

The clearest difference is update cadence: Commonwealths at every 4 days against CoFinance's monthly. CoFinance's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. CoFinance sells 2 in-app purchases, starting at $4.99 per month and Commonwealths sells 1 in-app purchase, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

CoFinance ships an update monthly, Commonwealths every 4 days. The most recent releases landed on October 8, 2026 and October 1, 2026 respectively.

Scorecard2 real differences Β· 4 level
CoFinance versus Commonwealths: the parameters behind the verdict, then further details
ParameterCoFinanceCommonwealths
PriceFreeFree
Update frequencyMonthlyEvery 4 days β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 β€” better15.1
Further details β€” not scored
Size55 MB26 MB
Age rating4+4+
DeveloperMark PaulSungyeob Lim

In-app purchases

2 purchases

CoFinance

Subscriptions2
  • CoFinance Pro Monthly$4.991 Month
  • CoFinance Pro Annual$49.991 Year
1 purchases

Commonwealths

Subscriptions1
  • Premium: Cloud Sync(Monthly)$4.991 Month

Questions

Is CoFinance free?
CoFinance is free to download, with in-app purchases available.
Is Commonwealths free?
Commonwealths is free to download, with in-app purchases available.
Do CoFinance or Commonwealths have ads?
Neither CoFinance nor Commonwealths shows ads.
Which is updated more often, CoFinance or Commonwealths?
CoFinance ships an update monthly, and Commonwealths every 4 days. Most recently, CoFinance was updated on October 8, 2026 and Commonwealths on October 1, 2026.

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