BudgetPath vs Local Budget

BudgetPath is a privacy-focused personal finance app that helps you track spending, manage budgets, and achieve financial goals without connecting your bank accounts. Import transactions in minutes using AI-powered smart categorization from CSV files, PDFs, or even screenshots. Take Control of Your Finances For Just 5 Minutes a Month! BudgetPath is the simple, secure way to manage your money without the complexity of traditional banking apps. No account linking, no data sharing—just straightforward financial tracking that respects your privacy. Key Features: • Smart Transaction Import - Upload CSV files, PDFs, or screenshots from your bank statements. Our AI reads and categorizes everything automatically. • Simple Account Tracking - Add checking and savings accounts manually. Track balances as you import transactions monthly. • Budget Management - Set spending limits by category and get real-time alerts when you're approaching your budget. • Financial Goals - Create savings goals, debt payoff plans, and track your progress with visual indicators. • Debt Tracking - Manage student loans, car payments, and mortgages with payoff calculators and payment history. • Financial Calendar - Schedule recurring bills and income, never miss a payment deadline. • Smart Insights - Beautiful charts and AI-powered recommendations help you understand your spending patterns. • Duplicate Protection - Smart detection prevents double-counting when you import statements. Privacy First: No bank login credentials required All data encrypted and protected You control what gets imported No selling or sharing of your data

Local Budget parses credit card statements, the PDF or CSV you download from your card issuer, and turns it into a budget you can actually see. All locally! No bank login. No account. Nothing leaves your phone. That last part is the whole point. You never link your bank to a middleman like Plaid, you never hand over a password, and nothing is uploaded, because there is no server to upload it to. It works in airplane mode. WHAT YOU IMPORT • The statement you already have, PDF or CSV, straight from your card issuer • Scanned or photographed statements too, read on your own device • Send one in from Files, Safari or Mail with the Share sheet • Import the same month twice by mistake and the duplicates get caught • Statement PDFs with a password open right in the app LESS BUSYWORK • Label a merchant once and it stays labeled on every future import • Write your own rules, or start from the categories already there • Split one charge across the categories it really belongs to • Check a statement's total against what was read, so nothing goes missing WHERE YOUR MONEY WENT • Spending by day, week, month or year, and you choose how far back to look • A category breakdown you can tap into, down to the transaction • Top merchants, so you can see who you actually pay the most • A running total for the month against the month before • A home screen widget for the latest month STAYING ON TRACK • Budgets per category, with rollover if you want it • Savings goals that tell you what to put aside each month • Recurring charges found from your own statements, and a reminder before a bill is due • Income, net worth and 17 currencies Your data stays yours. Face ID or Touch ID lock, no ads, no tracking, and one tap to export everything as CSV or delete all of it. Start free with 150 transactions. Local Budget Pro unlocks unlimited imports as a monthly or yearly subscription, and the price for your region is shown before you buy. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Manage or cancel any time in your App Store settings. Had a statement that did not import cleanly? Email localbudget@tripletnotes.com and tell us the card issuer. Please do not attach the statement itself, and never send account or card numbers. We read everything. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://localbudget-app.netlify.app/privacy