yaNkap vs Subly · Subscription Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
yaNkap
This app facilitates group savings and financial management for users in Cameroon. It allows for instant money transfers, bill payments, and organized group savings through digital tontines. Users can also create personal savings goals and manage shared expenses with friends and family.
- Instant money transfers via Mobile Money
- Pay bills for utilities and subscriptions
- Digital tontine (Nkáp) management
- Personal savings jars with goal setting
- Shared expense management
- Transparent contributions and payouts
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yaNkap is the modern money app built for Cameroon. Send money, pay bills, save with friends, and run a tontine all from one secure wallet. What you can do - Send money instantly - to any phone number, with Mobile Money. Low fees, transparent pricing. - Top up airtime & pay bills - ENEO, CamWater, Canal+, MTN, Orange, Camtel and more. - Group savings (Nkáp) - Start or join a tontine with friends and family. Automatic rotation, transparent contributions, and payouts released only when everyone has contributed. - Savings jars - Set a goal, contribute manually or automatically (daily, weekly, monthly). Watch your progress. - Shared expenses - Split a trip, a wedding, a project. Share an invite code, everyone contributes to a common pool, and you withdraw to any member when the time comes. Why yaNkap - No more spreadsheets to track who paid into the tontine - the app handles it. - No more chasing friends for their share - they contribute themselves with one tap. - No more "I'll send it later" - instant transfers, instant confirmation. Built in Cameroon, for Cameroon and the diaspora
Subly · Subscription Tracker
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Find every subscription in seconds. Subly turns three quick taps into a complete picture of what you pay for each month — and what is renewing next. Three rails to add a subscription - Apple auto-detect. If you've subscribed to anything from inside Subly, StoreKit imports it instantly with the correct price and renewal date. (Subscriptions purchased in other apps stay invisible to iOS — that's why we built the screenshot rail.) - Screenshot scan. Photograph any line in your bank or wallet app. Subly's AI extracts the merchant, amount, and billing cycle in seconds. The image is processed once and immediately discarded — never stored on a server. - Manual entry. Pick from a built-in catalog of 5,000+ services — Netflix, gym memberships, news outlets, SaaS tools — and type in the price. Done in seconds. Your Home screen, finally honest - Every subscription on one list with the next renewal date and exact amount. - Monthly and yearly totals rendered in tabular numerals, so the "$9.99 here, $4.99 there" math finally adds up. - Currency-correct prices in 12 languages — euros, pounds, yen, riyals, rupees — all rendered natively for your locale. - Per-service renewal countdowns, so the next charge is never a surprise. Renewal reminders on your terms Local notifications fire before each renewal. You choose the lead time — 24 hours, 3 days, or a week — per subscription or set a global default. Built on UNUserNotificationCenter; no push server, no account required. How to cancel — guides, not gimmicks Subly shows you exactly how to cancel each service. App Store subscriptions deep-link straight into Settings → Apple ID → Subscriptions. Non-Apple services come with paste-able, step-by-step instructions copied from the merchant's actual cancellation flow. You decide; Subly walks you through. Subly does not contact merchants on your behalf and does not pretend to. Privacy — local-first by design Your subscription data lives on your iPhone. There is no Subly cloud database holding your records. The screenshot OCR backend processes one image and forgets it — no logs, no copies, no training data. No analytics SDKs, no email capture, no advertising IDs. Pricing - Yearly Pro with a 3-day free trial. Best value. - Weekly Pro. Pay as you go. Payment is charged to your Apple ID at confirmation of purchase. Auto-renewing subscriptions renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in Settings → Apple ID → Subscriptions. Available in 12 languages. iOS 18+. Terms of Use (EULA): https://moasq.github.io/subly-legal/terms.html Privacy Policy: https://moasq.github.io/subly-legal/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: yaNkap at none against Subly · Subscription Tracker's 3. yaNkap also leads on device support (3 vs 1) and iOS requirement (15.1 vs 18.0). Subly · Subscription Tracker's advantage is update cadence (every 3 days vs every 10 days). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subly · Subscription Tracker sells 3 in-app purchases, starting at $5.99 per 7 days. yaNkap asks for nothing beyond the download.
yaNkap ships an update every 10 days, Subly · Subscription Tracker every 3 days. The most recent releases landed on October 5, 2026 and October 6, 2026 respectively.
| Parameter | yaNkap | Subly · Subscription Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 10 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 67 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Elgiosoft Sarl | Mohammed Salim Humaiyad |
In-app purchases
yaNkap
No in-app purchases
Subly · Subscription Tracker
- Subly Pro (Weekly)$5.997 Days
- Subly Pro (Yearly)3 Days trial$39.991 Year
- Subly Pro (Yearly)$59.991 Year









