Walletable vs PennyFlow

Walletable is a money tracker for people who live in more than one currency — expats, remote workers, freelancers and anyone whose bank does not connect to budgeting apps. MULTI-CURRENCY BY DESIGN • A wallet in any currency: cash, cards, savings. • Every total is converted to your main currency at up-to-date rates. • Transfers between currencies keep both amounts, so nothing is lost in conversion. DEBTS AND LOANS, BY PERSON • See what you are owed and what you owe, name by name. • Lending, repayments and shared costs stay attached to a person, not buried in a category. TRANSACTIONS FROM BANK SMS • Where banks have no integration, Walletable creates expenses from your bank's text messages through Apple Shortcuts. • Teach it on two messages of the same kind, and the rest are created on their own. • Parsing happens on your iPhone. Messages are never sent anywhere. CHARTS THAT ANSWER QUESTIONS • Money flow, income vs expense, spending by category, person, wallet and currency. • Assets and runway: how long your money lasts at your current pace. • Financial health at a glance. SHARED WALLETS • Share a wallet by link — view-only or full access, revoked whenever you want. • Useful for a family budget, a shared flat or a joint trip. EVERYDAY THINGS • Home screen widget with any wallet's balance, hidden until you tap. • Templates and planned transactions for rent, subscriptions and salary. • Reminders with quick-add suggestions based on what you usually spend. • Backups, plus export to CSV and Excel. • Apple Shortcuts and Siri: add a transaction or ask for a balance. • Eight interface languages. FREE AND PRO Wallets, currencies, transfers, debts, SMS parsing and one shared wallet are free, with no limit on transactions. Walletable Pro adds analytics over any period — quarters, years and custom ranges — and up to 5 shared wallets. TRY PRO FREE FOR ONE MONTH After the free month, Pro continues as a monthly or yearly subscription; the price for your region is shown in the app before you confirm. Payment is charged to your Apple ID at confirmation. The subscription renews automatically unless it is turned off at least 24 hours before the current period ends. Manage it or cancel it in your Apple ID settings. Privacy Policy: https://mahutin.com/walletable/privacy Terms of Use: https://mahutin.com/walletable/terms

PennyFlow - Your Smart Expense Tracker Take control of your finances with PennyFlow, the elegant and powerful expense tracking app for iOS. KEY FEATURES - Quick entry for income and expenses - Smart categorization (Food, Transport, Shopping and more) - Recurring transactions for subscriptions and regular payments - Budget goals with real-time progress tracking - Photo attachments for receipts - Detailed statistics and trends - Interactive charts to visualize your spending SMART INSIGHTS PennyFlow analyzes your spending and provides valuable insights: - Spending trends vs. previous month - Top spending categories at a glance - Savings opportunities and recommendations - Weekend spending analysis - No-spend days tracking BUDGET MANAGEMENT Set monthly budget goals for each category and receive automatic warnings at 75% and 90% usage. Stay in the green zone effortlessly. RECURRING TRANSACTIONS Record subscriptions and regular payments once. Track recurring expenses separately for better budget planning. DETAILED STATISTICS - Balance over time - Category comparisons (Bar & Pie Charts) - Monthly comparisons - Average daily spending - Spending streaks EXPORT OPTIONS Export your data as CSV or PDF for taxes, accounting, or personal archiving. BEAUTIFUL DESIGN - Native iOS design with Dark Mode support - Intuitive navigation - Fast input with smart forms - Haptic feedback for better user experience PRIVACY FIRST Your data stays on your device. No cloud sync, no data collection, no ads. PENNYFLOW PRO Upgrade to Pro for advanced features: - Photo attachments for receipts - Unlimited smart insights - Unlimited budget goals - PDF export - Recurring transactions One-time purchase - No subscription - Lifetime access PERFECT FOR - Students managing their budget - Families saving together - Freelancers with irregular income - Anyone optimizing their finances Download PennyFlow now and start your journey to better finances!